New Roads Auto Loans
in Auto Loans from Consumer Portfolio Services Inc.Unaffiliated
|APR||Up to 26%|
|Credit Score Range||300 - 850|
|Loan Term||N/A months|
New Roads Auto Loans Review
New Roads Auto Loans is an auto purchase finance offering by Consumer Portfolio Services Inc., a direct lender based in Irvine, CA. Founded in 1991, Consumer Portfolio Services Inc. offers auto loans in 21 states across the USA.
What APR does New Roads Auto Loans offer on its auto loans?
New Roads Auto Loans offers an auto loan product up to 26% APR.
Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.
Does New Roads Auto Loans charge an origination fee?
Yes, New Roads Auto Loans may charge a loan origination fee.
Does New Roads Auto Loans charge a late fee?
Yes, New Roads Auto Loans charges borrowers with a late payment penatly fee of up to $50, which is triggered if you're 15 days late.
Does New Roads Auto Loans charge prepayment fees?
Yes, New Roads Auto Loans does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.
Can I pay off early my New Roads Auto Loans loan?
Yes, you can. However, Consumer Portfolio Services Inc. charges a prepayment fee if you pay your auto loan early. This fee could reduce or eliminate the savings from paying the auto loan early.
What are the New Roads Auto Loans auto loan requirements?
Applicants with a credit score of at least 300 can apply for a loan via New Roads Auto Loans.
To qualify, applicants may need to provide the following documentation:
- Driver's license
- Recent pay stubs
- Proof of income
- New Jersey
- New Mexico
- South Carolina