New Roads Auto Loans

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New Roads Auto Loans


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Where does New Roads Auto Loans do business?

New Roads Auto Loans is a direct lender based in Irvine, CA. It was founded in 1991 and offers auto loans in 21 states across the USA.

What APR does New Roads Auto Loans offer on its auto loans?

New Roads Auto Loans offers a auto loan product up to 26% APR.

Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

Does New Roads Auto Loans charge an origination fee?

Yes, New Roads Auto Loans may charge a loan origination fee.

Does New Roads Auto Loans charge a late fee?

Yes, New Roads Auto Loans charges borrowers with a late payment penatly fee of up to $50, which is triggered if you're 15 days late

Does New Roads Auto Loans charge prepayment fees?

Yes, New Roads Auto Loans does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.

What do you need to qualify for a loan with New Roads Auto Loans?

Applicants with a credit score of at least 300 can apply for a loan via New Roads Auto Loans.

To qualify, applicants may need to provide the following documentation:

  • Driver's license
  • Recent pay stubs
  • Proof of income


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  • Headquarters
  •   19500 Jamboree Rd
    Irvine, CA 92612 USA
  •   Visit Site


Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 21 states
  • Alabama
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Florida
  • Georgia
  • Illinois
  • Indiana
  • Kentucky
  • Louisiana
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Missouri
  • New Jersey
  • New Mexico
  • South Carolina
  • Texas
  • Washington

Feature Breakdown

Late Fee After (number of days) 15
Late Fee Amount $50
Credit Score Range 300 - 850
850 300
Verification Documents Required
  • Proof of Income
  • Recent Pay Stubs
  • Driver License (or other photo ID)
APR Up to 26%

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