Where does New Roads Auto Loans do business?

New Roads Auto Loans is a direct lender based in Irvine, CA. It was founded in 1991 and offers auto loans in 21 states across the USA. 

Does New Roads Auto Loans charge an origination fee?

Yes, New Roads Auto Loans charges a loan origination fee.

Does New Roads Auto Loans charge a late fee?

Yes, New Roads Auto Loans charges borrowers with a late payment penatly fee of 50, which is triggered if you're 15 days late

Does New Roads Auto Loans charge prepayment fees?

Yes, New Roads Auto Loans does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.

What do you need to qualify for a loan with New Roads Auto Loans?

New Roads Auto Loans requires borrowers to have a credit score of at least 300 to apply.

To qualify, applicants may need to provide the following documentation:

  • Driver's license
  • Recent pay stubs
  • Proof of income

  • Institution Type
    Direct Lender
  • Credit Score Range
    300 - 850
  • Verification Documents Required?
    • Proof of Income
    • Recent Pay Stubs
    • Driver License (or other photo ID)
  • Late Fee After (number of days)
  • Late Fee Amount
  • APR
    Up to 26%
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