New Roads Auto Refinancing
New Roads Auto Refinancing
in Auto Loan Refinancing from Consumer Portfolio Services Inc.

New Roads Auto Refinancing

in Auto Loan Refinancing from Consumer Portfolio Services Inc.
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Credit Score Range 300 - 850
Loan Amount N/A
APR  (Fixed APR) Up to 26%
Loan Term (Months) N/A

New Roads Auto Refinancing Review

New Roads auto refinance is an auto loan refinance offering by Consumer Portfolio Services Inc., based in Irvine, CA. Founded in 1991, Consumer Portfolio Services Inc. offers auto refinance loans in 21 states across the USA.

What are the auto loan refinancing rates offered through New Roads auto refinance?

New Roads auto refinance offers a fixed APR car loan refinancing product up to 26% APR.

Does New Roads auto refinance charge an origination fee on auto refinance loans?

Yes, New Roads auto refinance charges a loan origination fee.

Does New Roads auto refinance charge a late fee?

Yes, auto refinance loans via New Roads auto refinance are subject to late payment penalty fees of up to $50, which is triggered if you're 15 days late.

Does New Roads auto refinance charge prepayment fees?

Yes, New Roads auto refinance does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment feees can reduce or even cancel the interest savings of repaying a loan early.

What do you need to qualify for New Roads Auto Refinancing?

When it comes to credit scores, Consumer Portfolio Services Inc. doesn't have a set minimum or maximum. People with all types of credit scores can apply.

New Roads Auto Refinancing does not have or does not disclose a minimum annual income eligibility requirement.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. APRs for the New Roads Auto Refinancing product fall outside of the MLA limits, and as a result, the product cannot be issued to these applicants. Active duty service members and their covered dependents are considered “covered borrowers" under the Military Lending Act.

To qualify, applicants may need to provide the following documentation:

  • Recent pay stubs
  • Proof of income
  • Driver's license

What is the maximum mileage to refinance with Consumer Portfolio Services Inc.?

Consumer Portfolio Services Inc. is an option for high-mileage vehicles. They will consider car loan applications for vehicles with up to 80000 miles on the odometer.

What is the maximum car age to refinance with Consumer Portfolio Services Inc.?

Only vehicles that are 10 years old or less can qualify for an auto refinance.

Is Consumer Portfolio Services Inc. a legit company?

Consumer Portfolio Services Inc. was founded in 1991, it is a well-established company that has been in business for 32 years.

Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

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Message From New Roads auto refinance

New Roads Auto Loans offers zero down bad credit auto loans. Zero down payment auto loans are for those having little or no cash for down payment. Auto loans with zero down payment makes buying a new car easier on your wallet. We will work with you and provide financing with zero down payment. Keep your cash and let the professionals at New Roads Auto Loans help you find your perfect vehicle. Through our parent company, we have been providing auto financing to consumers since 1991. Using New Roads Auto Loans to get your financing in place before you shop for a vehicle takes the uncertainty out of getting a vehicle. We know how to finance customers into zero down bad credit auto loans and we'll be with you when you shop for a vehicle. We'll support you though out the financing and vehicle purchase process-it's good to have our Loan Agents on your side!

New Roads Auto Loans will work with you to find the right payment amount for your budget. And New Roads Auto Loans makes loans to consumers with bad credit-with ZERO down payment. That's right, you keep cash in your pocket AND get a new vehicle to drive. Getting financed for an auto loan and budgeting a down payment can be a challenge, let New Roads Auto Loans show you the way. Check out our reviews-we've helped people just like you get a vehicle. And remember, New Roads Auto Loans is backed by Consumer Portfolio Services, Inc., (CPS). CPS has been in business since 1991. We have financed over 800,000 vehicles for consumers with credit problems-we can even show you how get a loan with a zero down payment. It's important that you choose a company that is secure, trustworthy, treats you right and protects your personal information. New Roads Auto Loans is that company.


Other Services by Consumer Portfolio Services Inc.


  Available in 21 states
  • Alabama
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Florida
  • Georgia
  • Illinois
  • Indiana
  • Kentucky
  • Louisiana
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Missouri
  • New Jersey
  • New Mexico
  • South Carolina
  • Texas
  • Washington

Feature Breakdown

Late Fee Amount $50
Late Fee Grace Period 15 days
Credit Score Range 300 - 850
Maximum Mileage 80,000
Maximum Vehicle Age 10
Military Status
  • Non-Military
  • Veterans
Verification Documents Required
  • Driver License (or other photo ID)
  • Recent Pay Stubs
  • Proof of Income
APR (Fixed APR) Up to 26%
APR Type Fixed APR

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