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Last Updated: 04/18/2025

New Roads Auto Refinancing

in Auto Loan Refinancing from Consumer Portfolio Services Inc.

Last Updated: 04/18/2025

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Highlights

Amount Range

N/A

APR (Fixed APR)

Up to 26%(Verified 06/21/2024)

Credit Score Range

300 - 850

Loan Term (Months)

N/A

New Roads Auto Refinancing Review

New Roads auto refinance is an auto loan refinance offering by Consumer Portfolio Services Inc., based in Irvine, CA. Founded in 1991, Consumer Portfolio Services Inc. offers auto refinance loans in 21 states across the USA.

What are the auto loan refinancing rates offered through New Roads auto refinance?

New Roads auto refinance offers a fixed APR car loan refinancing product up to 26% APR.

Does New Roads auto refinance charge an origination fee on auto refinance loans?

Yes, New Roads auto refinance charges a loan origination fee .

Does New Roads auto refinance charge a late fee?

Yes, auto refinance loans via New Roads auto refinance are subject to late payment penalty fees of up to $50 .

Does New Roads auto refinance charge prepayment fees?

Yes, New Roads auto refinance does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment feees can reduce or even cancel the interest savings of repaying a loan early.

What do you need to qualify for New Roads Auto Refinancing?

When it comes to credit scores, New Roads Auto Refinancing doesn't have a set minimum or maximum. People with all types of credit scores can apply.

New Roads Auto Refinancing does not have or does not disclose a minimum annual income eligibility requirement.

To qualify, applicants may need to provide the following documentation:

Recent pay stubs
Proof of income
Driver's license or other government photo ID

Does Consumer Portfolio Services Inc. perform a hard credit pull?

Yes, New Roads auto refinance performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.

Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

Is Consumer Portfolio Services Inc. a legit company?

Consumer Portfolio Services Inc. was founded in 1991, it is a well-established company that has been in business for 35 years.

Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

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Message from New Roads auto refinance

New Roads Auto Loans offers zero down bad credit auto loans. Zero down payment auto loans are for those having little or no cash for down payment. Auto loans with zero down payment makes buying a new car easier on your wallet. We will work with you and provide financing with zero down payment. Keep your cash and let the professionals at New Roads Auto Loans help you find your perfect vehicle. Through our parent company, we have been providing auto financing to consumers since 1991. Using New Roads Auto Loans to get your financing in place before you shop for a vehicle takes the uncertainty out of getting a vehicle. We know how to finance customers into zero down bad credit auto loans and we'll be with you when you shop for a vehicle. We'll support you though out the financing and vehicle purchase process-it's good to have our Loan Agents on your side!

New Roads Auto Loans will work with you to find the right payment amount for your budget. And New Roads Auto Loans makes loans to consumers with bad credit-with ZERO down payment. That's right, you keep cash in your pocket AND get a new vehicle to drive. Getting financed for an auto loan and budgeting a down payment can be a challenge, let New Roads Auto Loans show you the way. Check out our reviews-we've helped people just like you get a vehicle. And remember, New Roads Auto Loans is backed by Consumer Portfolio Services, Inc., (CPS). CPS has been in business since 1991. We have financed over 800,000 vehicles for consumers with credit problems-we can even show you how get a loan with a zero down payment. It's important that you choose a company that is secure, trustworthy, treats you right and protects your personal information. New Roads Auto Loans is that company.

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Headquarters

19500 Jamboree Rd

Irvine, CA 92612

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