Question 1

What APR does Olympia Credit Union Vehicle Loans offer on its car loans?

Accepted Answer

Olympia Credit Union Vehicle Loans offers a fixed apr car loan product that ranges from 6.50% APR up to 18.00% APR. Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit... Learn More at SuperMoney.com

Question 2

What is the maximum auto loan term you can get with Olympia Credit Union Vehicle Loans?

Accepted Answer

Olympia Credit Union Vehicle Loans has car loans with a maximum term of 96 months. Having the option of longer terms allows borrowers to take on larger auto loan amounts while keeping monthly payments more affordable. However, the longer the term of your car loan, the more interest you will pay.

Question 3

Does Olympia Credit Union Vehicle Loans charge an origination fee?

Accepted Answer

Yes, Olympia Credit Union Vehicle Loans may charge a loan origination fee .

Question 4

Does Olympia Credit Union Vehicle Loans charge a late fee?

Accepted Answer

Yes, Olympia Credit Union Vehicle Loans charges borrowers with a late payment penalty fee

Question 5

Does Olympia Credit Union Vehicle Loans charge prepayment fees?

Accepted Answer

Yes, Olympia Credit Union Vehicle Loans does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.

Question 6

Can I pay off early my Olympia Credit Union Vehicle Loans loan?

Accepted Answer

Yes, you can. However, Olympia Credit Union Vehicle Loans charges a prepayment fee if you pay your car loan early. This fee could reduce or eliminate the savings from paying the car loan early.

Question 7

What do you need to qualify for Olympia Credit Union Vehicle Loans?

Accepted Answer

Olympia Credit Union Vehicle Loans does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. Olympia Credit Union Vehicle Loans does not have or does not disclose a minimum annual income eligibility requirement... Learn More at SuperMoney.com

Question 8

Does Olympia Credit Union Vehicle Loans report your account activity to credit bureaus?

Accepted Answer

Yes, Olympia Credit Union Vehicle Loans reports to the following credit bureaus: Equifax, Experian, and TransUnion Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Question 9

Does Olympia Credit Union perform a hard credit pull?

Accepted Answer

Yes, Olympia Credit Union Vehicle Loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer. Click here to get prequalified rates from multiple leading lenders without a... Learn More at SuperMoney.com

Question 10

Is Olympia Credit Union a legit company?

Accepted Answer

Olympia Credit Union was founded in 1965, it is a well-established company that has been in business for 61 years. Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

Olympia Credit Union Vehicle Loans

Community Recommended Products

Get Competing Auto Loan Offers

Highlights