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Last Updated: 04/18/2025

OnPath FCU Auto Loans

in Auto Loans from OnPath Federal Credit Union

Last Updated: 04/18/2025

OnPath Federal Credit Union logo
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Amount Range

N/A

APR (Fixed APR)

Starting at 6.64%(Verified 06/21/2024)

Credit Score Range

N/A

Loan Term (Months)

Up to 96
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OnPath FCU Auto Loans Review

OnPath FCU Auto Loans is offered by OnPath Federal Credit Union, a credit union founded in 1961 and based in Harahan, LA. OnPath FCU Auto Loans are available in 50 states, 5 US territories, and Washington, DC.

OnPath FCU Auto Loans FAQ

What APR does OnPath FCU Auto Loans offer on its car loans?

OnPath FCU Auto Loans offers a fixed apr car loan product that ranges from 6.64% APR.
Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

What is the maximum auto loan term you can get with OnPath FCU Auto Loans?

OnPath FCU Auto Loans has car loans with a maximum term of 96 months. Having the option of longer terms allows borrowers to take on larger auto loan amounts while keeping monthly payments more affordable. However, the longer the term of your car loan, the more interest you will pay.

Does OnPath FCU Auto Loans charge an origination fee?

Yes, OnPath FCU Auto Loans may charge a loan origination fee .

Does OnPath FCU Auto Loans charge a late fee?

Yes, OnPath FCU Auto Loans charges borrowers with a late payment penatly fee

Does OnPath FCU Auto Loans charge prepayment fees?

Yes, OnPath FCU Auto Loans does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.

Can I pay off early my OnPath FCU Auto Loans loan?

Yes, you can. However, OnPath FCU Auto Loans charges a prepayment fee if you pay your car loan early. This fee could reduce or eliminate the savings from paying the car loan early.

What do you need to qualify for OnPath FCU Auto Loans?

OnPath FCU Auto Loans does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
OnPath FCU Auto Loans does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by OnPath FCU Auto Loans.
To qualify, applicants may need to provide the following documentation:
  • Driver's license or other government photo ID
  • Government issued photo ID
  • Proof of identity

Does OnPath FCU Auto Loans report your account activity to credit bureaus?

Yes, OnPath FCU Auto Loans reports to the following credit bureaus:
  • Equifax
  • Experian
  • TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does OnPath Federal Credit Union perform a hard credit pull?

Yes, OnPath FCU Auto Loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

Is OnPath Federal Credit Union a legit company?

OnPath Federal Credit Union was founded in 1961, it is a well-established company that has been in business for 65 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

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Contact

Headquarters

5508 Citrus Blvd
Harahan, LA 70123
(504) 733-7274
Visit Site

Hours of Operation

Sunday

Closed

Monday

9:00AM - 5:00PM

Tuesday

9:00AM - 5:00PM

Wednesday

9:00AM - 5:00PM

Thursday

9:00AM - 5:00PM

Friday

9:00AM - 5:00PM

Saturday

9:00AM - 1:00PM

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