Last Updated: 04/18/2025
Pacific Crest FCU Recreational Vehicles and Boat Loans
Unaffiliated
Last Updated: 04/18/2025
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Highlights
Amount Range
N/A
APR (Fixed APR)
Starting at 6.79%(Verified 06/21/2024)
Credit Score Range
N/A
Loan Term (Months)
64 - 180
Pacific Crest FCU Recreational Vehicles and Boat Loans Review
Pacific Crest FCU Recreational Vehicles and Boat Loans is offered by Pacific Crest Federal Credit Union, a credit union founded in 1936 and based in Klamath Falls, OR. Pacific Crest FCU Recreational Vehicles and Boat Loans are available in 50 states, 5 US territories, and Washington, DC.
Pacific Crest FCU Recreational Vehicles and Boat Loans FAQ
What APR does Pacific Crest FCU Recreational Vehicles and Boat Loans offer on its car loans?
Pacific Crest FCU Recreational Vehicles and Boat Loans offers a fixed apr car loan product that ranges from 6.79% APR.
Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.
What is the maximum auto loan term you can get with Pacific Crest FCU Recreational Vehicles and Boat Loans?
Pacific Crest FCU Recreational Vehicles and Boat Loans has car loans with terms ranging from 64 to 180 months. Having the option of longer terms -- terms can range up to 144 months -- allows borrowers to take on larger auto loan amounts while keeping monthly payments more affordable. However, the longer the term of your auto loan, the more interest you will pay.
Does Pacific Crest FCU Recreational Vehicles and Boat Loans charge an origination fee?
Yes, Pacific Crest FCU Recreational Vehicles and Boat Loans may charge a loan origination fee .
Does Pacific Crest FCU Recreational Vehicles and Boat Loans charge a late fee?
Yes, Pacific Crest FCU Recreational Vehicles and Boat Loans charges borrowers with a late payment penatly fee
Does Pacific Crest FCU Recreational Vehicles and Boat Loans charge prepayment fees?
Yes, Pacific Crest FCU Recreational Vehicles and Boat Loans does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.
Can I pay off early my Pacific Crest FCU Recreational Vehicles and Boat Loans loan?
Yes, you can. However, Pacific Crest FCU Recreational Vehicles and Boat Loans charges a prepayment fee if you pay your car loan early. This fee could reduce or eliminate the savings from paying the car loan early.
What do you need to qualify for Pacific Crest FCU Recreational Vehicles and Boat Loans?
Pacific Crest FCU Recreational Vehicles and Boat Loans does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. Pacific Crest FCU Recreational Vehicles and Boat Loans does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Pacific Crest FCU Recreational Vehicles and Boat Loans.
To qualify, applicants may need to provide the following documentation:
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
Does Pacific Crest FCU Recreational Vehicles and Boat Loans report your account activity to credit bureaus?
Yes, Pacific Crest FCU Recreational Vehicles and Boat Loans reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Pacific Crest Federal Credit Union perform a hard credit pull?
Yes, Pacific Crest FCU Recreational Vehicles and Boat Loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Is Pacific Crest Federal Credit Union a legit company?
Pacific Crest Federal Credit Union was founded in 1936, it is a well-established company that has been in business for 90 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Hours of Operation
Sunday
Closed
Monday
9:00AM - 6:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 6:00PM
Saturday
Closed