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Last Updated: 04/18/2025

Park City Credit Union Auto Loan

in Auto Loans from Park City Credit Union

Last Updated: 04/18/2025

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Amount Range

N/A

APR (Fixed APR)

5.75% - 6.75%(Verified 06/21/2024)

Credit Score Range

N/A

Loan Term (Months)

24 - 84
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Park City Credit Union Auto Loan Review

Park City Credit Union Auto Loan is offered by Park City Credit Union, a credit union founded in 1938 and based in Merrill, WI. Park City Credit Union Auto Loan are available in 50 states and Washington, DC.

Park City Credit Union Auto Loan FAQ

What APR does Park City Credit Union Auto Loan offer on its car loans?

Park City Credit Union Auto Loan offers a fixed apr car loan product that ranges from 5.75% APR up to 6.75% APR.
Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

What is the maximum auto loan term you can get with Park City Credit Union Auto Loan?

Park City Credit Union Auto Loan has car loans with terms ranging from 24 to 84 months. Having the option of longer terms -- terms can range up to 144 months -- allows borrowers to take on larger auto loan amounts while keeping monthly payments more affordable. However, the longer the term of your auto loan, the more interest you will pay.

Does Park City Credit Union Auto Loan charge an origination fee?

Yes, Park City Credit Union Auto Loan may charge a loan origination fee .

Does Park City Credit Union Auto Loan charge a late fee?

Yes, Park City Credit Union Auto Loan charges borrowers with a late payment penatly fee

Does Park City Credit Union Auto Loan charge prepayment fees?

Yes, Park City Credit Union Auto Loan does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.

Can I pay off early my Park City Credit Union Auto Loan loan?

Yes, you can. However, Park City Credit Union Auto Loan charges a prepayment fee if you pay your car loan early. This fee could reduce or eliminate the savings from paying the car loan early.

What do you need to qualify for Park City Credit Union Auto Loan?

Park City Credit Union Auto Loan does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
Park City Credit Union Auto Loan does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Park City Credit Union Auto Loan.
To qualify, applicants may need to provide the following documentation:
  • Driver's license or other government photo ID
  • Government issued photo ID
  • Proof of identity

Does Park City Credit Union Auto Loan report your account activity to credit bureaus?

Yes, Park City Credit Union Auto Loan reports to the following credit bureaus:
  • Equifax
  • Experian
  • TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does Park City Credit Union perform a hard credit pull?

Yes, Park City Credit Union Auto Loan performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

Is Park City Credit Union a legit company?

Park City Credit Union was founded in 1938, it is a well-established company that has been in business for 88 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

501 S Pine Ridge Ave
Merrill, WI 54452
(715) 536-8351
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Email Support

Hours of Operation

Sunday
Closed
Monday
9:00AM - 4:30PM
Tuesday
9:00AM - 4:30PM
Wednesday
9:00AM - 4:30PM
Thursday
9:00AM - 4:30PM
Friday
9:00AM - 4:30PM
Saturday
Closed

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