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Last Updated: 04/18/2025

POPA Federal CU Auto Loans

in Auto Loans from POPA Federal Credit Union

Last Updated: 04/18/2025

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Amount Range

N/A

APR (Variable APR)

5.74% - 7.99%(Verified 06/21/2024)

Credit Score Range

N/A

Loan Term (Months)

48 - 96
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POPA Federal CU Auto Loans Review

POPA Federal CU Auto Loans is offered by POPA Federal Credit Union, a credit union founded in 1978 and based in Cerritos, CA. POPA Federal CU Auto Loans are available in 50 states and Washington, DC.

POPA Federal CU Auto Loans FAQ

What APR does POPA Federal CU Auto Loans offer on its car loans?

POPA Federal CU Auto Loans offers a variable APR car loan product that ranges from 5.74% APR up to 7.99% APR.
Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

What is the maximum auto loan term you can get with POPA Federal CU Auto Loans?

POPA Federal CU Auto Loans has car loans with terms ranging from 48 to 96 months. Having the option of longer terms -- terms can range up to 144 months -- allows borrowers to take on larger auto loan amounts while keeping monthly payments more affordable. However, the longer the term of your auto loan, the more interest you will pay.

Does POPA Federal CU Auto Loans charge an origination fee?

Yes, POPA Federal CU Auto Loans may charge a loan origination fee .

Does POPA Federal CU Auto Loans charge a late fee?

Yes, POPA Federal CU Auto Loans charges borrowers with a late payment penatly fee

Does POPA Federal CU Auto Loans charge prepayment fees?

Yes, POPA Federal CU Auto Loans does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.

Can I pay off early my POPA Federal CU Auto Loans loan?

Yes, you can. However, POPA Federal CU Auto Loans charges a prepayment fee if you pay your car loan early. This fee could reduce or eliminate the savings from paying the car loan early.

What do you need to qualify for POPA Federal CU Auto Loans?

POPA Federal CU Auto Loans does not require or does not disclose a credit score minimum.
POPA Federal CU Auto Loans does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by POPA Federal CU Auto Loans.
To qualify, applicants may need to provide the following documentation:
  • Proof of income
  • Driver's license or other government photo ID
  • Proof of identity

Does POPA Federal CU Auto Loans report your account activity to credit bureaus?

Yes, POPA Federal CU Auto Loans reports to the following credit bureaus:
  • Equifax
  • Experian
  • TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does POPA Federal Credit Union perform a hard credit pull?

Yes, POPA Federal CU Auto Loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

Is POPA Federal Credit Union a legit company?

POPA Federal Credit Union was founded in 1978, it is a well-established company that has been in business for 48 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

13304 Alondra Blvd
Cerritos, CA 90703
(562) 229-9181
Visit Site

Hours of Operation

Sunday
Closed
Monday
8:30AM - 4:30PM
Tuesday
8:30AM - 4:30PM
Wednesday
8:30AM - 4:30PM
Thursday
8:30AM - 4:30PM
Friday
8:30AM - 4:30PM
Saturday
Closed

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