Is Mainstreet CU Motorcycle Loans the right fit for you?
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Last Updated: 04/18/2025
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Highlights
Amount Range
N/A
APR (Variable APR)
Starting at 6.74%(Verified 06/21/2024)
Credit Score Range
N/A
Loan Term (Months)
Up to 75
Mainstreet CU Motorcycle Loans Review
Mainstreet CU Motorcycle Loans is offered by Mainstreet Credit Union, a credit union founded in 1953 and based in Lenexa, KS. Mainstreet CU Motorcycle Loans are available in 50 states, 5 US territories, and Washington, DC.
Mainstreet CU Motorcycle Loans FAQ
What APR does Mainstreet CU Motorcycle Loans offer on its car loans?
Mainstreet CU Motorcycle Loans offers a variable APR car loan product that ranges from 6.74% APR.
Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.
What is the maximum auto loan term you can get with Mainstreet CU Motorcycle Loans?
Mainstreet CU Motorcycle Loans has car loans with a maximum term of 75 months. Having the option of longer terms allows borrowers to take on larger auto loan amounts while keeping monthly payments more affordable. However, the longer the term of your car loan, the more interest you will pay.
Does Mainstreet CU Motorcycle Loans charge an origination fee?
Yes, Mainstreet CU Motorcycle Loans may charge a loan origination fee .
Does Mainstreet CU Motorcycle Loans charge a late fee?
Yes, Mainstreet CU Motorcycle Loans charges borrowers with a late payment penalty fee
Does Mainstreet CU Motorcycle Loans charge prepayment fees?
Yes, Mainstreet CU Motorcycle Loans does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.
Can I pay off early my Mainstreet CU Motorcycle Loans loan?
Yes, you can. However, Mainstreet CU Motorcycle Loans charges a prepayment fee if you pay your car loan early. This fee could reduce or eliminate the savings from paying the car loan early.
What do you need to qualify for Mainstreet CU Motorcycle Loans?
Mainstreet CU Motorcycle Loans does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. Mainstreet CU Motorcycle Loans does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Mainstreet CU Motorcycle Loans.
To qualify, applicants may need to provide the following documentation:
- Driver's license or other government photo ID
- Proof of identity
- Proof of citizenship or residence permit
Does Mainstreet CU Motorcycle Loans report your account activity to credit bureaus?
Yes, Mainstreet CU Motorcycle Loans reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Mainstreet Credit Union perform a hard credit pull?
Yes, Mainstreet CU Motorcycle Loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Is mainstreet credit union a legit company?
mainstreet credit union was founded in 1953, it is a well-established company that has been in business for 73 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
SundayClosedMonday9:00AM - 5:30PMTuesday9:00AM - 5:30PMWednesday9:00AM - 5:30PMThursday9:00AM - 5:30PMFriday9:00AM - 5:30PMSaturday9:00AM - 12:30PM
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