Last Updated: 04/18/2025
Puget Sound Cooperative CU Auto Loans
Unaffiliated
Last Updated: 04/18/2025
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Highlights
Amount Range
N/A
APR (Fixed APR)
6.99% - 16.49%(Verified 06/21/2024)
Credit Score Range
N/A
Loan Term (Months)
60 - 84
Puget Sound Cooperative CU Auto Loans Review
Puget Sound Cooperative CU Auto Loans is offered by Puget Sound Cooperative Credit Union, a credit union founded in and based in Bellevue, WA. Puget Sound Cooperative CU Auto Loans are available in 50 states and Washington, DC.
Puget Sound Cooperative CU Auto Loans FAQ
What APR does Puget Sound Cooperative CU Auto Loans offer on its car loans?
Puget Sound Cooperative CU Auto Loans offers a fixed apr car loan product that ranges from 6.99% APR up to 16.49% APR.
Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.
What is the maximum auto loan term you can get with Puget Sound Cooperative CU Auto Loans?
Puget Sound Cooperative CU Auto Loans has car loans with terms ranging from 60 to 84 months. Having the option of longer terms -- terms can range up to 144 months -- allows borrowers to take on larger auto loan amounts while keeping monthly payments more affordable. However, the longer the term of your auto loan, the more interest you will pay.
Does Puget Sound Cooperative CU Auto Loans charge an origination fee?
Yes, Puget Sound Cooperative CU Auto Loans may charge a loan origination fee .
Does Puget Sound Cooperative CU Auto Loans charge a late fee?
Yes, Puget Sound Cooperative CU Auto Loans charges borrowers with a late payment penatly fee
Does Puget Sound Cooperative CU Auto Loans charge prepayment fees?
Yes, Puget Sound Cooperative CU Auto Loans does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.
Can I pay off early my Puget Sound Cooperative CU Auto Loans loan?
Yes, you can. However, Puget Sound Cooperative CU Auto Loans charges a prepayment fee if you pay your car loan early. This fee could reduce or eliminate the savings from paying the car loan early.
What do you need to qualify for Puget Sound Cooperative CU Auto Loans?
Puget Sound Cooperative CU Auto Loans does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. Puget Sound Cooperative CU Auto Loans does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Puget Sound Cooperative CU Auto Loans.
To qualify, applicants may need to provide the following documentation:
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
Does Puget Sound Cooperative CU Auto Loans report your account activity to credit bureaus?
Yes, Puget Sound Cooperative CU Auto Loans reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Puget Sound Cooperative Credit Union perform a hard credit pull?
Yes, Puget Sound Cooperative CU Auto Loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Hours of Operation
Sunday
Closed
Monday
8:00AM - 4:00PM
Tuesday
8:00AM - 4:00PM
Wednesday
8:00AM - 4:00PM
Thursday
8:00AM - 4:00PM
Friday
8:00AM - 4:00PM
Saturday
Closed