|APR (Variable APR)||
3.99% - 6.24%
|Loan Term (Months)||Up to 84 months|
|Credit Score Range||N/A|
San Mateo Credit Union Auto Loans Review
San Mateo Credit Union Auto Loans is offered by san mateo credit union, a credit union founded in 1952 and based in Redwood City, CA. San Mateo Credit Union Auto Loans are available in 50 states (and Washington, DC).
San Mateo Credit Union Auto Loans FAQ
What APR does San Mateo Credit Union Auto Loans offer on its car loans?
San Mateo Credit Union Auto Loans offers a variable APR car loan product that ranges from 3.99% APR up to 6.24% APR.
Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.
What is the maximum auto loan term you can get with San Mateo Credit Union Auto Loans?
San Mateo Credit Union Auto Loans has car loans with a maximum term of 84 months. Having the option of longer terms allows borrowers to take on larger auto loan amounts while keeping monthly payments more affordable. However, the longer the term of your car loan, the more interest you will pay.
Does San Mateo Credit Union Auto Loans charge an origination fee?
Yes, San Mateo Credit Union Auto Loans may charge a loan origination fee.
Does San Mateo Credit Union Auto Loans charge a late fee?
Yes, San Mateo Credit Union Auto Loans charges borrowers with a late payment penatly fee
Does San Mateo Credit Union Auto Loans charge prepayment fees?
Yes, San Mateo Credit Union Auto Loans does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.
Can I pay off early my San Mateo Credit Union Auto Loans loan?
Yes, you can. However, San Mateo Credit Union Auto Loans charges a prepayment fee if you pay your car loan early. This fee could reduce or eliminate the savings from paying the car loan early.
What do you need to qualify for San Mateo Credit Union Auto Loans?San Mateo Credit Union Auto Loans does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
San Mateo Credit Union Auto Loans does not have or does not disclose a minimum annual income eligibility requirement. San Mateo Credit Union Auto Loans only considers borrowers who are employed.
The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via San Mateo Credit Union Auto Loans. Their rates fall within the limits of The Military Lending Act.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by San Mateo Credit Union Auto Loans.
To qualify, applicants may need to provide the following documentation:
- Proof of income
- Driver's license
- Proof of identity
- Proof of citizenship or residence permit
Is San Mateo Credit Union a legit company?
San Mateo Credit Union was founded in 1952, it is a well-established company that has been in business for 71 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
Other Services by San Mateo Credit Union
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Rhode Island
- South Carolina
- South Dakota
- Washington, DC
- West Virginia
|Employment Statuses Considered||
|Immigration Status Considered||
|Joint Loan Applications Accepted||
|Supported Income Types||
|Verification Documents Required||
|APR Type||Variable APR|
|APR (Variable APR)||
3.99% - 6.24%
|Loan Term||Up to 84 months|