Last Updated: 04/18/2025
SRP Recreational Vehicle Loans
Unaffiliated
in Auto Loans from SRP Federal Credit Union
Last Updated: 04/18/2025
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Highlights
Amount Range
Starting at $2,500
APR (Factor Based)
7.69% - 12.09%(Verified 06/21/2024)
Credit Score Range
N/A
Loan Term (Months)
Up to 144
SRP Recreational Vehicle Loans Review
SRP Recreational Vehicle Loans is offered by SRP Federal Credit Union, a credit union founded in 1960 and based in North Augusta, SC. SRP Recreational Vehicle Loans are available in 50 states and Washington, DC.
SRP Recreational Vehicle Loans FAQ
How much can you borrow via SRP Recreational Vehicle Loans?
SRP Recreational Vehicle Loans loan amounts start at $2,500 .
What APR does SRP Recreational Vehicle Loans offer on its car loans?
SRP Recreational Vehicle Loans offers a car loan product that ranges from 7.69% APR up to 12.09% APR.
Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.
What is the maximum auto loan term you can get with SRP Recreational Vehicle Loans?
SRP Recreational Vehicle Loans has car loans with a maximum term of 144 months. Having the option of longer terms allows borrowers to take on larger auto loan amounts while keeping monthly payments more affordable. However, the longer the term of your car loan, the more interest you will pay.
Does SRP Recreational Vehicle Loans charge an origination fee?
Yes, SRP Recreational Vehicle Loans may charge a loan origination fee .
Does SRP Recreational Vehicle Loans charge a late fee?
Yes, SRP Recreational Vehicle Loans charges borrowers with a late payment penatly fee
Does SRP Recreational Vehicle Loans charge prepayment fees?
Yes, SRP Recreational Vehicle Loans does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.
Can I pay off early my SRP Recreational Vehicle Loans loan?
Yes, you can. However, SRP Recreational Vehicle Loans charges a prepayment fee if you pay your car loan early. This fee could reduce or eliminate the savings from paying the car loan early.
What do you need to qualify for SRP Recreational Vehicle Loans?
SRP Recreational Vehicle Loans does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. SRP Recreational Vehicle Loans does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by SRP Recreational Vehicle Loans.
To qualify, applicants may need to provide the following documentation:
- Proof of income
- Driver's license or other government photo ID
- Proof of identity
- Proof of citizenship or residence permit
Does SRP Recreational Vehicle Loans report your account activity to credit bureaus?
Yes, SRP Recreational Vehicle Loans reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does SRP Federal Credit Union perform a hard credit pull?
Yes, SRP Recreational Vehicle Loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Is srp federal credit union a legit company?
srp federal credit union was founded in 1960, it is a well-established company that has been in business for 66 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Hours of Operation
Sunday
Closed
Monday
8:30AM - 5:30PM
Tuesday
8:30AM - 5:30PM
Wednesday
8:30AM - 12:00PM
Thursday
8:30AM - 6:00PM
Friday
8:30AM - 6:00PM
Saturday
Closed