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Last Updated: 04/18/2025

SRP Auto Loans

in Auto Loans from SRP Federal Credit Union

Last Updated: 04/18/2025

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Highlights

Amount Range

Starting at $15,000

APR (Variable APR)

5.49% - 8.84%(Verified 06/21/2024)

Credit Score Range

N/A

Loan Term (Months)

Up to 84

SRP Auto Loans Review

SRP Auto Loans is offered by SRP Federal Credit Union, a credit union founded in 1960 and based in North Augusta, SC. srp auto loans are available in 50 states and Washington, DC.

srp auto loans FAQ

How much can you borrow via srp auto loans?

srp auto loans loan amounts start at $15,000 .

What APR does srp auto loans offer on its car loans?

srp auto loans offers a variable APR car loan product that ranges from 5.49% APR up to 8.84% APR.

Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

What is the maximum auto loan term you can get with srp auto loans?

srp auto loans has car loans with a maximum term of 84 months. Having the option of longer terms allows borrowers to take on larger auto loan amounts while keeping monthly payments more affordable. However, the longer the term of your car loan, the more interest you will pay.

Does srp auto loans charge an origination fee?

Yes, srp auto loans may charge a loan origination fee .

Does srp auto loans charge a late fee?

Yes, srp auto loans charges borrowers with a late payment penatly fee

Does srp auto loans charge prepayment fees?

Yes, srp auto loans does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.

Can I pay off early my srp auto loans loan?

Yes, you can. However, srp auto loans charges a prepayment fee if you pay your car loan early. This fee could reduce or eliminate the savings from paying the car loan early.

What do you need to qualify for SRP Auto Loans?

SRP Auto Loans does not require or does not disclose a credit score minimum.

SRP Auto Loans does not have or does not disclose a minimum annual income eligibility requirement.

U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by SRP Auto Loans.

To qualify, applicants may need to provide the following documentation:

Proof of income
Driver's license or other government photo ID
Proof of identity
Proof of citizenship or residence permit

Does SRP Federal Credit Union perform a hard credit pull?

Yes, srp auto loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.

Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

Is srp federal credit union a legit company?

srp federal credit union was founded in 1960, it is a well-established company that has been in business for 66 years.

Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

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Contact

Headquarters

1070 Edgefield Rd

North Augusta, SC 29860

(803) 278-4851

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Hours of Operation

Sunday

Closed

Monday

8:30AM - 5:30PM

Tuesday