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Last Updated: 04/18/2025

St Louis Community CU Auto Loans

in Auto Loans from St Louis Community Credit Union

Last Updated: 04/18/2025

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Amount Range

N/A

APR (Factor Based)

7.29% - 9.79%(Verified 06/21/2024)

Credit Score Range

N/A

Loan Term (Months)

Up to 96
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St Louis Community CU Auto Loans Review

St Louis Community CU Auto Loans is offered by St Louis Community Credit Union, a credit union founded in 1942 and based in St. Louis, MO. st louis community credit union are available in 50 states and Washington, DC.

st louis community credit union FAQ

What APR does st louis community credit union offer on its car loans?

st louis community credit union offers a car loan product that ranges from 7.29% APR up to 9.79% APR.
Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

What is the maximum auto loan term you can get with st louis community credit union?

st louis community credit union has car loans with a maximum term of 96 months. Having the option of longer terms allows borrowers to take on larger auto loan amounts while keeping monthly payments more affordable. However, the longer the term of your car loan, the more interest you will pay.

Does st louis community credit union charge an origination fee?

Yes, st louis community credit union may charge a loan origination fee .

Does st louis community credit union charge a late fee?

Yes, st louis community credit union charges borrowers with a late payment penatly fee

Does st louis community credit union charge prepayment fees?

Yes, st louis community credit union does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.

Can I pay off early my st louis community credit union loan?

Yes, you can. However, st louis community credit union charges a prepayment fee if you pay your car loan early. This fee could reduce or eliminate the savings from paying the car loan early.

What do you need to qualify for St Louis Community CU Auto Loans?

St Louis Community CU Auto Loans does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
St Louis Community CU Auto Loans does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by St Louis Community CU Auto Loans.
To qualify, applicants may need to provide the following documentation:
  • Proof of income
  • Driver's license or other government photo ID
  • Proof of identity
  • Proof of citizenship or residence permit

Does St Louis Community Credit Union perform a hard credit pull?

Yes, st louis community credit union performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

Is st louis community credit union a legit company?

st louis community credit union was founded in 1942, it is a well-established company that has been in business for 84 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

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Contact

Headquarters

3651 Forest Park Ave
St. Louis, MO 63108
(866) 534-7610
Visit Site
Email Support

Hours of Operation

Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
10:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
Closed

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