Last Updated: 04/18/2025
Sterling United FCU Watercraft Loans
Unaffiliated
Last Updated: 04/18/2025
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Highlights
Amount Range
N/A
APR (Fixed APR)
Starting at 8.80%(Verified 06/21/2024)
Credit Score Range
N/A
Loan Term (Months)
60 - 84
Sterling United FCU Watercraft Loans Review
Sterling United FCU Watercraft Loans is offered by Sterling United Federal Credit Union, a credit union founded in 1956 and based in Evansville, IN. Sterling United FCU Watercraft Loans are available in 50 states and Washington, DC.
Sterling United FCU Watercraft Loans FAQ
What APR does Sterling United FCU Watercraft Loans offer on its car loans?
Sterling United FCU Watercraft Loans offers a fixed apr car loan product that ranges from 8.80% APR.
Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.
What is the maximum auto loan term you can get with Sterling United FCU Watercraft Loans?
Sterling United FCU Watercraft Loans has car loans with terms ranging from 60 to 84 months. Having the option of longer terms -- terms can range up to 144 months -- allows borrowers to take on larger auto loan amounts while keeping monthly payments more affordable. However, the longer the term of your auto loan, the more interest you will pay.
Does Sterling United FCU Watercraft Loans charge an origination fee?
Yes, Sterling United FCU Watercraft Loans may charge a loan origination fee .
Does Sterling United FCU Watercraft Loans charge a late fee?
Yes, Sterling United FCU Watercraft Loans charges borrowers with a late payment penatly fee of up to $20.00
Does Sterling United FCU Watercraft Loans charge prepayment fees?
Yes, Sterling United FCU Watercraft Loans does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.
Can I pay off early my Sterling United FCU Watercraft Loans loan?
Yes, you can. However, Sterling United FCU Watercraft Loans charges a prepayment fee if you pay your car loan early. This fee could reduce or eliminate the savings from paying the car loan early.
What do you need to qualify for Sterling United FCU Watercraft Loans?
Sterling United FCU Watercraft Loans does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. Sterling United FCU Watercraft Loans does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Sterling United FCU Watercraft Loans.
To qualify, applicants may need to provide the following documentation:
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
Does Sterling United FCU Watercraft Loans report your account activity to credit bureaus?
Yes, Sterling United FCU Watercraft Loans reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Sterling United Federal Credit Union perform a hard credit pull?
Yes, Sterling United FCU Watercraft Loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Is Sterling United Federal Credit Union a legit company?
Sterling United Federal Credit Union was founded in 1956, it is a well-established company that has been in business for 70 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Hours of Operation
Sunday
Closed
Monday
9:00AM - 4:30PM
Tuesday
9:00AM - 4:30PM
Wednesday
9:00AM - 4:30PM
Thursday
9:00AM - 4:30PM
Friday
8:30AM - 5:00PM
Saturday
Closed