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Last Updated: 04/18/2025

Texans Credit Union Auto Loans

from Texans Credit Union

Last Updated: 04/18/2025

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Compare auto loan offers from multiple vetted lenders.

Compare auto loan offers from multiple vetted lenders.

Discover your lowest eligible rate in minutes.

Discover your lowest eligible rate in minutes.

See how much you qualify for and what your monthly payment will be.

See how much you qualify for and what your monthly payment will be.

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It's quick, easy, and won't hurt your credit score.

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Highlights

Amount Range

Starting at $5,000

APR (Variable APR)

6.09% - 7.49%(Verified 06/21/2024)

Credit Score Range

N/A


Loan Term (Months)

36 - 84

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Texans Credit Union Auto Loans Review

Texans Credit Union Auto Loans is offered by Texans Credit Union, a credit union founded in 1953 and based in Richardson, TX. texans credit union loans are available in 50 states and Washington, DC.

texans credit union loans FAQ

How much can you borrow via texans credit union loans?

texans credit union loans loan amounts start at $5,000 .

What APR does texans credit union loans offer on its car loans?

texans credit union loans offers a variable APR car loan product that ranges from 6.09% APR up to 7.49% APR.
Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

What is the maximum auto loan term you can get with texans credit union loans?

texans credit union loans has car loans with terms ranging from 36 to 84 months. Having the option of longer terms -- some lenders offer terms that range up to 144 months -- allows borrowers to take on larger auto loan amounts while keeping monthly payments more affordable. However, the longer the term of your auto loan, the more interest you will pay.

Does texans credit union loans charge an origination fee?

Yes, texans credit union loans may charge a loan origination fee .

Does texans credit union loans charge a late fee?

Yes, texans credit union loans charges borrowers with a late payment penalty fee

Does texans credit union loans charge prepayment fees?

Yes, texans credit union loans does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.

Can I pay off early my texans credit union loans loan?

Yes, you can. However, texans credit union loans charges a prepayment fee if you pay your car loan early. This fee could reduce or eliminate the savings from paying the car loan early.

What do you need to qualify for Texans Credit Union Auto Loans?

Texans Credit Union Auto Loans does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
Texans Credit Union Auto Loans does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Texans Credit Union Auto Loans.
To qualify, applicants may need to provide the following documentation:
  • Proof of income
  • Driver's license or other government photo ID
  • Proof of identity
  • Proof of citizenship or residence permit
  • Proof of residence

Does Texans Credit Union Auto Loans report your account activity to credit bureaus?

Yes, Texans Credit Union Auto Loans reports to the following credit bureaus:
  • Equifax
  • Experian
  • TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does Texans Credit Union perform a hard credit pull?

Yes, texans credit union loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

Is texans credit union a legit company?

texans credit union was founded in 1953, it is a well-established company that has been in business for 73 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

777 E Campbell Rd
Richardson, TX 75081
(972) 348-2000
Visit Site

Hours of Operation

Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
9:00AM - 5:00PM

Other Services by Texans Credit Union

CD Accounts

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Checking Accounts

2 products

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Money Market Accounts

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Savings Accounts

3 products

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Credit Cards

2 products

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Personal Loans

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Private Student Loans

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Home Equity Lines of Credit

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Home Equity Loans

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Other Auto Loans from Texans Credit Union

Texans Credit Union logo
Rating not yet determined
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Amount Range

Starting at $5K

APR

Starting at 6.54%
Disclaimer popup with additional information

Credit Score Range

N/A

Loan Term (Months)

Up to 144
Visit Site
Texans Credit Union logo

Amount Range

Starting at $5K

APR

Starting at 7.14%
Disclaimer popup with additional information

Credit Score Range

N/A

Loan Term (Months)

Up to 72

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SuperMoney Net Recommendation Score

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-1000+100
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Everyone recommends
The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

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