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Last Updated: 04/18/2025

Texans CU Home Equity Loans

from Texans Credit Union

Last Updated: 04/18/2025

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Highlights

Credit Score Range

N/A

Amount Range

Starting at $10,000

Maximum LTV

80%

Loan Term (Years)

Up to 20

Texans CU Home Equity Loans Review

Texans CU Home Equity Loans is offered by Texans Credit Union (NMLS #530654), a credit union founded in 1953 and based in Richardson, TX. Texans CU Home Equity Loans are available in 50 states and Washington, DC.

Key Takeaways

No primary residences considered. Texans CU Home Equity Loans does not offer financing for primary homes.
Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.
Maximum LTV. Texans CU Home Equity Loans has a maximum loan to value ratio of 80%.
Cosigner and coborrower applications accepted. A cosigner or coborrower can help you qualify for better rates and terms when applying for Texans CU Home Equity Loans.

Texans CU Home Equity Loans Pros & Cons

Pros

Cons

Available in all 50 states.

Charges an origination fee.
Charges prepayment fees.

Texans CU Home Equity Loans FAQ

What are the home equity loan requirements of Texans CU Home Equity Loans

This lender's maximum loan to value rate is 80%. That means the total debt secured by the property cannot exceed 80% of its value. Let's say you own a property with a current market value of $100k, but you still owe $20k on your mortgage. Your equity would be $80k. In this scenario, if you have good credit, you may qualify for a line of credit of up to $60k.

Generally, the APRs of home equity loans do not include points and financing charges, just the interest rate.

What fees does Texans CU Home Equity Loans charge for a home equity loan?

Texans CU Home Equity Loans may charge a loan origination fee

Is texans credit union a legit company?

texans credit union was founded in 1953, it is a well-established company that has been in business for 73 years.

Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

777 E Campbell Rd

Richardson, TX 75081

(972) 348-2000

Visit Site

Email Support

Hours of Operation

Sunday

Closed

Monday

9:00AM - 5:00PM

Tuesday

9:00AM - 5:00PM

Wednesday

9:00AM - 5:00PM

Thursday

9:00AM - 5:00PM

Friday

9:00AM - 5:00PM

Saturday

9:00AM - 5:00PM

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SuperMoney Net Recommendation Score

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-1000+100

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