Last Updated: 04/18/2025
Tropical Financial CU Recreational Loans
Unaffiliated
Last Updated: 04/18/2025
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Highlights
Amount Range
N/A
APR (Variable APR)
Starting at 6.99%(Verified 06/21/2024)
Credit Score Range
N/A
Loan Term (Months)
Up to 180
Tropical Financial CU Recreational Loans Review
Tropical Financial CU Recreational Loans is offered by Tropical Financial Credit Union, a credit union founded in 1935 and based in Miramar, FL. Tropical Financial CU Recreational Loans are available in 50 states and Washington, DC.
Tropical Financial CU Recreational Loans FAQ
What APR does Tropical Financial CU Recreational Loans offer on its car loans?
Tropical Financial CU Recreational Loans offers a variable APR car loan product that ranges from 6.99% APR.
Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.
What is the maximum auto loan term you can get with Tropical Financial CU Recreational Loans?
Tropical Financial CU Recreational Loans has car loans with a maximum term of 180 months. Having the option of longer terms allows borrowers to take on larger auto loan amounts while keeping monthly payments more affordable. However, the longer the term of your car loan, the more interest you will pay.
Does Tropical Financial CU Recreational Loans charge an origination fee?
Yes, Tropical Financial CU Recreational Loans may charge a loan origination fee .
Does Tropical Financial CU Recreational Loans charge a late fee?
Yes, Tropical Financial CU Recreational Loans charges borrowers with a late payment penatly fee
Does Tropical Financial CU Recreational Loans charge prepayment fees?
Yes, Tropical Financial CU Recreational Loans does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.
Can I pay off early my Tropical Financial CU Recreational Loans loan?
Yes, you can. However, Tropical Financial CU Recreational Loans charges a prepayment fee if you pay your car loan early. This fee could reduce or eliminate the savings from paying the car loan early.
What do you need to qualify for Tropical Financial CU Recreational Loans?
Tropical Financial CU Recreational Loans does not require or does not disclose a credit score minimum. Tropical Financial CU Recreational Loans does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Tropical Financial CU Recreational Loans.
To qualify, applicants may need to provide the following documentation:
- Proof of income
- Driver's license or other government photo ID
- Proof of identity
- Proof of citizenship or residence permit
Does Tropical Financial CU Recreational Loans report your account activity to credit bureaus?
Yes, Tropical Financial CU Recreational Loans reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Tropical Financial Credit Union perform a hard credit pull?
Yes, Tropical Financial CU Recreational Loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Is tropical financial credit union a legit company?
tropical financial credit union was founded in 1935, it is a well-established company that has been in business for 91 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 6:00PM
Saturday
Closed