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Last Updated: 04/18/2025

U-Haul Federal Credit Union Auto Loans

in Auto Loans from U-Haul Federal Credit Union

Last Updated: 04/18/2025

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Amount Range

N/A


APR (Variable APR)

4.90% - 14.50%(Verified 06/21/2024)

Credit Score Range

Starting at 575

Loan Term (Months)

Up to 144

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U-Haul Federal Credit Union Auto Loans Review

U-Haul Federal Credit Union Auto Loans is offered by U-Haul Federal Credit Union, a credit union founded in 1963 and based in Phoenix, AZ. U-Haul Federal Credit Union Auto Loans are available in 50 states and Washington, DC.

U-Haul Federal Credit Union Auto Loans FAQ

What APR does U-Haul Federal Credit Union Auto Loans offer on its car loans?

U-Haul Federal Credit Union Auto Loans offers a variable APR car loan product that ranges from 4.90% APR up to 14.50% APR.
Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

What is the maximum auto loan term you can get with U-Haul Federal Credit Union Auto Loans?

U-Haul Federal Credit Union Auto Loans has car loans with a maximum term of 144 months. Having the option of longer terms allows borrowers to take on larger auto loan amounts while keeping monthly payments more affordable. However, the longer the term of your car loan, the more interest you will pay.

Does U-Haul Federal Credit Union Auto Loans charge an origination fee?

Yes, U-Haul Federal Credit Union Auto Loans may charge a loan origination fee .

Does U-Haul Federal Credit Union Auto Loans charge a late fee?

Yes, U-Haul Federal Credit Union Auto Loans charges borrowers with a late payment penatly fee

Does U-Haul Federal Credit Union Auto Loans charge prepayment fees?

Yes, U-Haul Federal Credit Union Auto Loans does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.

Can I pay off early my U-Haul Federal Credit Union Auto Loans loan?

Yes, you can. However, U-Haul Federal Credit Union Auto Loans charges a prepayment fee if you pay your car loan early. This fee could reduce or eliminate the savings from paying the car loan early.

What do you need to qualify for U-Haul Federal Credit Union Auto Loans?

Applicants with a credit score that ranges above 575 may be eligible for U-Haul Federal Credit Union Auto Loans.
U-Haul Federal Credit Union Auto Loans does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by U-Haul Federal Credit Union Auto Loans.
To qualify, applicants may need to provide the following documentation:
  • Driver's license or other government photo ID
  • Proof of identity
  • Proof of citizenship or residence permit

Does U-Haul Federal Credit Union perform a hard credit pull?

Yes, U-Haul Federal Credit Union Auto Loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

Is U-Haul Federal Credit Union a legit company?

U-Haul Federal Credit Union was founded in 1963, it is a well-established company that has been in business for 63 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

2700 N 3rd St
Suite 1000-A
Phoenix, AZ 85004
Visit Site

Hours of Operation

Sunday
Closed
Monday
9:00AM - 4:00PM
Tuesday
9:00AM - 4:00PM
Wednesday
9:00AM - 4:00PM
Thursday
9:00AM - 4:00PM
Friday
9:00AM - 4:00PM
Saturday
Closed

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