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Last Updated: 04/18/2025

UVA Community Credit Union Auto Loan

in Auto Loans from University of Virginia Community Credit Union

Last Updated: 04/18/2025

University of Virginia Community Credit Union logo
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Amount Range

N/A

APR (Fixed APR)

Starting at 6.24%(Verified 06/21/2024)

Credit Score Range

N/A

Loan Term (Months)

N/A

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UVA Community Credit Union Auto Loan Review

UVA Community Credit Union Auto Loan is offered by University of Virginia Community Credit Union, a credit union founded in 1954 and based in Charlottesville, VA. UVA Community Credit Union Auto Loan are available in 50 states and Washington, DC.

UVA Community Credit Union Auto Loan FAQ

What APR does UVA Community Credit Union Auto Loan offer on its car loans?

UVA Community Credit Union Auto Loan offers a fixed apr car loan product that ranges from 6.24% APR.
Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

Does UVA Community Credit Union Auto Loan charge an origination fee?

Yes, UVA Community Credit Union Auto Loan may charge a loan origination fee .

Does UVA Community Credit Union Auto Loan charge a late fee?

Yes, UVA Community Credit Union Auto Loan charges borrowers with a late payment penatly fee

Does UVA Community Credit Union Auto Loan charge prepayment fees?

Yes, UVA Community Credit Union Auto Loan does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.

Can I pay off early my UVA Community Credit Union Auto Loan loan?

Yes, you can. However, UVA Community Credit Union Auto Loan charges a prepayment fee if you pay your car loan early. This fee could reduce or eliminate the savings from paying the car loan early.

What do you need to qualify for UVA Community Credit Union Auto Loan?

UVA Community Credit Union Auto Loan does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
UVA Community Credit Union Auto Loan does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by UVA Community Credit Union Auto Loan.
To qualify, applicants may need to provide the following documentation:
  • Driver's license or other government photo ID
  • Government issued photo ID
  • Proof of identity

Does UVA Community Credit Union Auto Loan report your account activity to credit bureaus?

Yes, UVA Community Credit Union Auto Loan reports to the following credit bureaus:
  • Equifax
  • Experian
  • TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does University of Virginia Community Credit Union perform a hard credit pull?

Yes, UVA Community Credit Union Auto Loan performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

Is University of Virginia Community Credit Union a legit company?

University of Virginia Community Credit Union was founded in 1954, it is a well-established company that has been in business for 72 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

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Contact

Headquarters

3300 Berkmar Dr
Charlottesville, VA 22901
(434) 964-2001
Visit Site
Email Support

Hours of Operation

Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 6:00PM
Saturday
9:00AM - 12:00PM

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