Last Updated: 04/18/2025
Verve Credit Union Recreational Loans
Unaffiliated
in Auto Loans from Verve, A Credit Union
Last Updated: 04/18/2025
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Highlights
Amount Range
N/A
APR (Variable APR)
6.90% - 8.82%(Verified 06/21/2024)
Credit Score Range
N/A
Loan Term (Months)
36 - 84
Verve Credit Union Recreational Loans Review
Verve Credit Union Recreational Loans is offered by Verve, A Credit Union, a credit union founded in 1937 and based in Oshkosh, WI. Verve Credit Union Recreational Loans are available in 50 states and Washington, DC.
Verve Credit Union Recreational Loans FAQ
What APR does Verve Credit Union Recreational Loans offer on its car loans?
Verve Credit Union Recreational Loans offers a variable APR car loan product that ranges from 6.90% APR up to 8.82% APR.
Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.
What is the maximum auto loan term you can get with Verve Credit Union Recreational Loans?
Verve Credit Union Recreational Loans has car loans with terms ranging from 36 to 84 months. Having the option of longer terms -- terms can range up to 144 months -- allows borrowers to take on larger auto loan amounts while keeping monthly payments more affordable. However, the longer the term of your auto loan, the more interest you will pay.
Does Verve Credit Union Recreational Loans charge an origination fee?
Yes, Verve Credit Union Recreational Loans may charge a loan origination fee .
Does Verve Credit Union Recreational Loans charge a late fee?
Yes, Verve Credit Union Recreational Loans charges borrowers with a late payment penatly fee
Does Verve Credit Union Recreational Loans charge prepayment fees?
Yes, Verve Credit Union Recreational Loans does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.
Can I pay off early my Verve Credit Union Recreational Loans loan?
Yes, you can. However, Verve Credit Union Recreational Loans charges a prepayment fee if you pay your car loan early. This fee could reduce or eliminate the savings from paying the car loan early.
What do you need to qualify for Verve Credit Union Recreational Loans?
Verve Credit Union Recreational Loans does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. Verve Credit Union Recreational Loans does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Verve Credit Union Recreational Loans.
To qualify, applicants may need to provide the following documentation:
- Proof of income
- Driver's license or other government photo ID
- Proof of identity
- Proof of citizenship or residence permit
- Proof of residence
Does Verve Credit Union Recreational Loans report your account activity to credit bureaus?
Yes, Verve Credit Union Recreational Loans reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Verve, A Credit Union perform a hard credit pull?
Yes, Verve Credit Union Recreational Loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Is verve credit union a legit company?
verve credit union was founded in 1937, it is a well-established company that has been in business for 89 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 6:00PM
Saturday
Closed