Volkswagen Credit Auto Loan
in Auto Loans from Volkswagen CreditUnaffiliated
Volkswagen Credit Auto LoanUnaffiliated
in Auto Loans from Volkswagen Credit
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Volkswagen Credit Auto Loan Review
Volkswagen Credit Auto Loan is offered by Volkswagen Credit, a financial services company founded in 1981 and based in Libertyville, OR. Volkswagen Credit Auto Loan is available in 50 states (and Washington, DC).
How much can you borrow via Volkswagen Credit Auto Loan?
Volkswagen Credit Auto Loan auto loan amounts start at $10,000 and go up to $100,000.
What APR does Volkswagen Credit Auto Loan offer on its auto loans?
Volkswagen Credit Auto Loan offers an auto loan product that ranges from 0.9% APR up to 11.9% APR.
Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.
What is the maximum loan term you can get with Volkswagen Credit Auto Loan?
Volkswagen Credit Auto Loan has auto loans with a maximum term of 72 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your auto loan, the more interest you will pay.
Does Volkswagen Credit Auto Loan charge an origination fee?
Yes, Volkswagen Credit Auto Loan may charge a loan origination fee.
Does Volkswagen Credit Auto Loan charge a late fee?
Yes, Volkswagen Credit Auto Loan charges borrowers with a late payment penatly fee
Does Volkswagen Credit Auto Loan charge prepayment fees?
Yes, Volkswagen Credit Auto Loan does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.
Can I pay off early my Volkswagen Credit Auto Loan loan?
Yes, you can. However, Volkswagen Credit charges a prepayment fee if you pay your auto loan early. This fee could reduce or eliminate the savings from paying the auto loan early.
What do you need to qualify for Volkswagen Credit Auto Loan?Applicants with a credit score of at least 650 and up to 850 are eligible for Volkswagen Credit Auto Loan. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
Volkswagen Credit Auto Loan does not have or does not disclose a minimum annual income eligibility requirement. Volkswagen Credit Auto Loan only considers borrowers who are employed.
The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via Volkswagen Credit Auto Loan. Their rates fall within the limits of The Military Lending Act.
Permanent resident / green card holders are also eligible to apply.
To qualify, applicants may need to provide the following documentation:
- Recent pay stubs
- Driver's license
- Proof of citizenship or residence permit
What is the estimated funding time for an auto loan via Volkswagen Credit Auto Loan?Volkswagen Credit Auto Loan will typically approve (or deny) an auto loan application within 24 hours and fund the loan within 7 business days of approval.
- Washington, DC
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Rhode Island
- South Carolina
- South Dakota
- West Virginia
|Employment Statuses Considered||
|Immigration Status Considered||U.S. Permanent Resident|
|Joint Loan Applications Accepted||Cosigner|
|Maximum Vehicle Age||3|
|Verification Documents Required||
|Credit Score Range||
650 - 850
|Loan Amount||$10,000 - $100,000|
|APR||0.9% - 11.9%|
|Loan Term||Up to 72 months|