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Last Updated: 04/18/2025

Service One Credit Union Auto Loan

in Auto Loans from Service One Credit Union

Last Updated: 04/18/2025

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Amount Range

N/A

APR (Fixed APR)

Starting at 6.09%(Verified 06/21/2024)

Credit Score Range

N/A

Loan Term (Months)

Up to 84
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Service One Credit Union Auto Loan Review

Service One Credit Union Auto Loan is offered by Service One Credit Union, a credit union founded in 1963 and based in Bowling Green, KY. Service One Credit Union Auto Loan are available in 50 states, 5 US territories, and Washington, DC.

Service One Credit Union Auto Loan FAQ

What APR does Service One Credit Union Auto Loan offer on its car loans?

Service One Credit Union Auto Loan offers a fixed apr car loan product that ranges from 6.09% APR.
Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

What is the maximum auto loan term you can get with Service One Credit Union Auto Loan?

Service One Credit Union Auto Loan has car loans with a maximum term of 84 months. Having the option of longer terms allows borrowers to take on larger auto loan amounts while keeping monthly payments more affordable. However, the longer the term of your car loan, the more interest you will pay.

Does Service One Credit Union Auto Loan charge an origination fee?

Yes, Service One Credit Union Auto Loan may charge a loan origination fee .

Does Service One Credit Union Auto Loan charge a late fee?

Yes, Service One Credit Union Auto Loan charges borrowers with a late payment penatly fee

Does Service One Credit Union Auto Loan charge prepayment fees?

No, Service One Credit Union Auto Loan will not charge you a fee for paying your loan early. Whenever possible choose lenders like Service One Credit Union Auto Loan that don't charge a prepayment fee. These fees can reduce or even cancel the interest savings of repaying a loan early.

Can I pay off early my Service One Credit Union Auto Loan loan?

Yes, you can. Service One Credit Union Auto Loan does not charge a prepayment fee, so you can save money by paying your car loan early.

What do you need to qualify for Service One Credit Union Auto Loan?

Service One Credit Union Auto Loan does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
Service One Credit Union Auto Loan does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Service One Credit Union Auto Loan.
To qualify, applicants may need to provide the following documentation:
  • Recent pay stubs
  • Proof of income
  • Driver's license or other government photo ID
  • Government issued photo ID
  • Proof of identity

Does Service One Credit Union Auto Loan report your account activity to credit bureaus?

Yes, Service One Credit Union Auto Loan reports to the following credit bureaus:
  • Equifax
  • Experian
  • TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does Service One Credit Union perform a hard credit pull?

Yes, Service One Credit Union Auto Loan performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

Is Service One Credit Union a legit company?

Service One Credit Union was founded in 1963, it is a well-established company that has been in business for 63 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

1609 Campbell Ln
Bowling Green, KY 42104
(270) 796-8500
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Email Support

Hours of Operation

Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
8:00AM - 1:00PM

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