|APR (Factor Based)||
5.990% - 7.990%
|Loan Term (Months)||Up to 144 months|
|Credit Score Range||N/A|
Wildfire Credit Union Auto Loans Review
Wildfire Credit Union Auto Loans is offered by wildfire credit union, a credit union founded in 1937 and based in Saginaw, MI. wildfire credit union are available in 50 states (and Washington, DC).
wildfire credit union FAQ
What APR does wildfire credit union offer on its car loans?
wildfire credit union offers a car loan product that ranges from 5.990% APR up to 7.990% APR.
Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.
What is the maximum auto loan term you can get with wildfire credit union?
wildfire credit union has car loans with a maximum term of 144 months. Having the option of longer terms allows borrowers to take on larger auto loan amounts while keeping monthly payments more affordable. However, the longer the term of your car loan, the more interest you will pay.
Does wildfire credit union charge an origination fee?
Yes, wildfire credit union may charge a loan origination fee.
Does wildfire credit union charge a late fee?
Yes, wildfire credit union charges borrowers with a late payment penatly fee
Does wildfire credit union charge prepayment fees?
Yes, wildfire credit union does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.
Can I pay off early my wildfire credit union loan?
Yes, you can. However, wildfire credit union charges a prepayment fee if you pay your car loan early. This fee could reduce or eliminate the savings from paying the car loan early.
What do you need to qualify for Wildfire Credit Union Auto Loans?Wildfire Credit Union Auto Loans does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
Wildfire Credit Union Auto Loans does not have or does not disclose a minimum annual income eligibility requirement. Wildfire Credit Union Auto Loans only considers borrowers who are employed.
The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via Wildfire Credit Union Auto Loans. Their rates fall within the limits of The Military Lending Act.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Wildfire Credit Union Auto Loans.
To qualify, applicants may need to provide the following documentation:
- Proof of income
- Driver's license
- Proof of identity
- Proof of citizenship or residence permit
Is Wildfire Credit Union a legit company?
Wildfire Credit Union was founded in 1937, it is a well-established company that has been in business for 86 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
Other Services by Wildfire Credit Union
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Rhode Island
- South Carolina
- South Dakota
- Washington, DC
- West Virginia
|Employment Statuses Considered||
|Immigration Status Considered||
|Joint Loan Applications Accepted||
|Supported Income Types||
|Verification Documents Required||
|APR Type||Factor Based|
|APR (Factor Based)||
5.990% - 7.990%
|Loan Term||Up to 144 months|