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Last Updated: 04/18/2025

Wildfire Credit Union Personal Loans

in Personal Loans from Wildfire Credit Union

Last Updated: 04/18/2025

Created by:

created by author logoSuperMoney

Fact Checked by:

fact checked by author logoAndrew Latham
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Highlights

APR (Factor Based)

3.000% - 15.000%(Verified 06/21/2024)

Amount Range

N/A

Loan Term (Months)

Up to 60
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Wildfire Credit Union Personal Loans Review

Wildfire Credit Union Personal Loans is offered by Wildfire Credit Union, a credit union founded in 1937 and based in Saginaw, MI. wildfire credit union are available in 50 states and Washington, DC.

Key Takeaways

    wildfire credit union Pros & Cons

    wildfire credit union FAQ

    What interest rates and personal loan terms does wildfire credit union offer?

    wildfire credit union has lower than average interest rates for lenders reviewed on SuperMoney.

    What interest rates does wildfire credit union offer?

    wildfire credit union offers a personal loan product that ranges from 3.000% APR up to 15.000% APR.

    What is the maximum loan term you can get with wildfire credit union?

    wildfire credit union offers loans with terms of up to 60 months.

    What fees does wildfire credit union charge?

    Does wildfire credit union charge an origination fee?

    wildfire credit union may charge a personal loan origination fee .

    Does wildfire credit union charge a late fee?

    wildfire credit union does not disclose whether it charges late payment fees.

    Does wildfire credit union charge prepayment fees?

    No, wildfire credit union does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.

    What do you need to qualify for Wildfire Credit Union Personal Loans?

    Wildfire Credit Union Personal Loans does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
    Wildfire Credit Union Personal Loans does not have or does not disclose a minimum annual income eligibility requirement.
    U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Wildfire Credit Union Personal Loans.
    To qualify, applicants may need to provide the following documentation:
    • Proof of income
    • Driver's license or other government photo ID
    • Proof of identity
    • Proof of citizenship or residence permit

    Does Wildfire Credit Union Personal Loans report your account activity to credit bureaus?

    Yes, Wildfire Credit Union Personal Loans reports to the following credit bureau:
      Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

      Does Wildfire Credit Union perform a hard credit pull?

      Yes, wildfire credit union performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
      Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

      Are Wildfire Credit Union Personal Loans legit?

      wildfire credit union was founded in 1937, it is a well-established company that has been in business for 89 years.
      Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

      SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

      Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

      Contact

      Headquarters

      6640 Bay Rd
      Saginaw, MI 48604
      (800) 227-2328
      Visit Site
      Email Support

      Hours of Operation

      Sunday
      Closed
      Monday
      9:00AM - 5:30PM
      Tuesday
      9:00AM - 5:30PM
      Wednesday
      9:00AM - 5:30PM
      Thursday
      9:00AM - 5:30PM
      Friday
      9:00AM - 6:00PM
      Saturday
      Closed

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