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Auto Loan Refinancing
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Last Updated: 04/18/2025

Resource One CU Auto Refinance

in Auto Loan Refinancing from Resource One Credit Union

Last Updated: 04/18/2025

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Highlights

Amount Range

N/A

APR (Fixed APR)

Starting at 5.99%(Verified 06/21/2024)

Credit Score Range

N/A

Loan Term (Months)

Up to 84
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Resource One CU Auto Refinance Review

Resource One CU Auto Refinance is an auto loan refinance offering by Resource One Credit Union, based in Dallas, TX. Founded in 1936, Resource One Credit Union offers auto refinance loans in 50 states (and Washington, DC).

What are the auto loan refinancing rates offered through Resource One CU Auto Refinance?

Resource One CU Auto Refinance offers a fixed APR car loan refinancing product that ranges from 5.99% APR.

What is the maximum loan term you can get with Resource One CU Auto Refinance?

Resource One CU Auto Refinance offers auto refinancing with a maximum term of 84 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your auto refinancing loan, the more interest you will pay.

Does Resource One CU Auto Refinance charge an origination fee on auto refinance loans?

Yes, Resource One CU Auto Refinance charges a loan origination fee .

Does Resource One CU Auto Refinance charge a late fee?

Yes, auto refinance loans via Resource One CU Auto Refinance are subject to late payment penalty fees .

Does Resource One CU Auto Refinance charge prepayment fees?

Yes, Resource One CU Auto Refinance does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment feees can reduce or even cancel the interest savings of repaying a loan early.

What do you need to qualify for Resource One CU Auto Refinance?

Resource One CU Auto Refinance does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
Resource One CU Auto Refinance does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Resource One CU Auto Refinance.
To qualify, applicants may need to provide the following documentation:
  • Proof of income
  • Driver's license or other government photo ID
  • Proof of identity
  • Proof of citizenship or residence permit

Does Resource One CU Auto Refinance report your account activity to credit bureaus?

Yes, Resource One CU Auto Refinance reports to the following credit bureaus:
  • Equifax
  • Experian
  • TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does Resource One Credit Union perform a hard credit pull?

Yes, Resource One CU Auto Refinance performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

Is Resource One Credit Union a legit company?

Resource One Credit Union was founded in 1936, it is a well-established company that has been in business for 90 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

1200 Belleview St
Dallas, TX 75215
(800) 375-3674
Visit Site
Email Support

Hours of Operation

Sunday
Closed
Monday
8:30AM - 5:30PM
Tuesday
8:30AM - 5:30PM
Wednesday
8:30AM - 5:30PM
Thursday
8:30AM - 5:30PM
Friday
8:30AM - 5:30PM
Saturday
9:00AM - 1:00PM

Other Services by Resource One Credit Union