Skip to content
SuperMoney logo
SuperMoney logo
Is Caribou Auto Refinance the right fit for you?
Visit Site
Auto Loan Refinancing
Auto Loan Refinancing
1 more
Last Updated: 07/09/2025

Caribou Auto Refinance

from Caribou

Last Updated: 07/09/2025
Caribou logo
Visit Site
Rating not yet determined2 total votes
1 users recommend
1 users don't recommend

Community Recommended Products

View All
iLending logo
Strongly recommended291 Reviews
Learn More
Auto Approve Auto Refinance logo
Strongly recommended43 Reviews
Learn More
RefiJet Auto Refinance logo
Strongly recommended8 Reviews
Learn More

Get Competing Auto Loan Refinancing Offers

Compare auto loan refinancing offers from multiple vetted lenders.

Compare auto loan refinancing offers from multiple vetted lenders.

Discover your lowest eligible rate in minutes.

Discover your lowest eligible rate in minutes.

See how much you qualify for and what your monthly payment will be.

See how much you qualify for and what your monthly payment will be.

Get Personalized Rates

Quick, easy, and won’t hurt your credit.

Highlights icon

Highlights

Amount Range

Up to $125,000

APR (Fixed APR)

5.48% - 28.99%(Verified 03/18/2025)
Disclaimer popup with additional information

Credit Score Range

600 - 850

Loan Term (Months)

24 - 84
Speech bubbles icon

Caribou Auto Refinance Review

Caribou is an auto loan refinance offering by Caribou, based in Washington, DC. Founded in 2016, Caribou offers auto refinance loans in 44 states (and Washington, DC).

What are the auto loan refinancing rates offered through Caribou?

Caribou offers a fixed APR car loan refinancing product that ranges from 5.48% APR up to 28.99% APR.

What is the maximum loan term you can get with Caribou?

Caribou offers auto refinancing with terms ranging from 24 to 84 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your auto refinancing loan, the more interest you will pay.

Does Caribou charge an origination fee on auto refinance loans?

No, Caribou does not charge a loan origination fee for refinancing a car loan.
Caribou provides services to the lender to help close your loan, such as processing documents and retitling your vehicle. Caribou charged the lenders a $499 processing fee solely to cover these services. Your lender may include the $499 processing fee or other fees in your refinanced loan amount and in the APR that your lender will disclose to you.
A loan origination fee is what some lenders charge for processing, underwriting, and funding a loan. Typically fees range from 0.5% to 5% of the loan amount.

Does Caribou charge a late fee?

Yes, auto refinance loans via Caribou are subject to late payment penalty fees .

Does Caribou charge prepayment fees?

No, there is no prepayment penalty.

What do you need to qualify for Caribou Auto Refinance?

Applicants with a credit score of at least 600 and up to 850 may be eligible for Caribou Auto Refinance. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
Caribou Auto Refinance does not have or does not disclose a minimum annual income eligibility requirement. Note that borrowers can add a cosigner or a co-borrower to either meet eligibility requirements or qualify for lower interest rates.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Caribou Auto Refinance.
To qualify, applicants may need to provide the following documentation:
  • Proof of income
  • Bank account information
  • Driver's license or other government photo ID
  • Government issued photo ID
  • Proof of identity
  • Proof of citizenship or residence permit

Does Caribou Auto Refinance report your account activity to credit bureaus?

Yes, Caribou Auto Refinance reports to the following credit bureaus:
  • Equifax
  • Experian
  • TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does Caribou perform a hard credit pull?

As is the case with most providers, a hard credit pull will likely occur if you accept an offer after checking your rates.
Caribou allows you to check your rates with a soft credit pull.

Is Caribou a legit company?

Caribou was founded in 2016, it is a well-established company that has been in business for 10 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

1717 Rhode Island Ave NW, Floor 5
Washington, DC 20036
(877) 445-0070
Visit Site
Email Support

Hours of Operation

SundayClosedMonday9:00AM - 9:00PMTuesday9:00AM - 9:00PMWednesday9:00AM - 9:00PMThursday9:00AM - 9:00PMFriday9:00AM - 7:00PMSaturdayClosed

Other Services by Caribou

Community Recommended Products

View All
iLending logo
Strongly recommended291 Reviews
Learn More
Auto Approve Auto Refinance logo
Strongly recommended43 Reviews
Learn More
RefiJet Auto Refinance logo
Strongly recommended8 Reviews
Learn More

SuperMoney Net Recommendation Score

Not enough SuperMoney users have reviewed this product to provide a recommendation score or rating.

0

-1000+100
No one recommends
Everyone recommends
The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

Caribou Auto Refinance Community Reviews

Would you recommend Caribou Auto Refinance to your friends?

KC

K C.

Dec 16, 2022

May or may not recommend

I applied and got approved, filled out the information as accurate as possible. When it's time to submit my documents, they clearly stated either W2, Taxes OR Paystub. They came back and asking for my last two years of taxes. When asked why they want the last two years of taxes when my taxes does not show correctly my income due to write offs and I provided them with a ...Show More
TO

Taiwo O.

Nov 14, 2022

May or may not recommend

I can recommend Caribou Auto Refinance because i have use it before. It was easy to apply online, the customer support team was very helpful and quick.

Showing 2 of 2 reviews

You might also like

Thumbnail for Best Pick: Best Auto Loan Refinancing Companies
Best Auto Loan Refinancing Companies

SuperMoney

Thumbnail for Blog Article: How to Save Money by Refinancing Your Auto Loan
How to Save Money by Refinancing Your Auto Loan

Jessica Walrack

Thumbnail for Blog Article: How Auto Loan Refinancing Works
How Auto Loan Refinancing Works

Julie Pimentel

Thumbnail for Blog Article: How to Refinance a Car Loan
How to Refinance a Car Loan

Julie Bawden-Davis

Thumbnail for Blog Article: When Should You Refinance Your Car Loan - 3 Situations When You Should Refinance
When Should You Refinance Your Car Loan - 3 Situations When You Should Refinance

Ben Luthi

Thumbnail for Blog Article: How Often Can You Refinance a Car Loan and Mistakes to Avoid
How Often Can You Refinance a Car Loan and Mistakes to Avoid

Ben Luthi

Browse Auto Loan Refinancing

Gravity Lending - Prime Auto Refinance
myAutoloan Auto Refinance
OneMain Financial Auto Refinance
rateGenius Auto Refinance
Truliant FCU Auto Refinance Loan
Reliant Community FCU Auto Loan Refinance
OUCU Financial Auto Refinance Loan
PA Central Federal Credit Union Auto Loan Refinancing
Achieve FCU Auto Loan Refinance
Workers Credit Union Auto Loan Refinance
BluPeak Credit Union Auto Refinance Loan
Pathways Financial Credit Union Vehicle Loan Refinance