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Last Updated: 04/18/2025

Cash Store Title Loans

from Cottonwood Financial

Last Updated: 04/18/2025

Cash Store Title Loans logo
Rating not yet determined1 total votes
1 users don't recommend

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Highlights

Amount Range

$200 - $3,995
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APR (Fixed APR)

304.17% - 390%(Verified 06/21/2024)
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Credit Score Range

Starting at 300
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Cash Store Title Loans Review

Cash Store Title Loans is offered by Cottonwood Financial, a direct lender founded in 1996 and based in Irving, TX. Cash Store Title Loans are available in 6 states.

Cash Store Title Loans FAQ

What rates does Cash Store Title Loans charge?

Cash Store Title Loans offers auto equity loans with a fixed APR that ranges from 304.17% up to 390% .

Does Cash Store Title Loans charge an origination fee?

Yes, Cash Store Title Loans charges a loan origination fee .

Does Cash Store Title Loans charge a late fee?

Yes, Cash Store Title Loans charges borrowers a late payment fee .

Does Cash Store Title Loans charge prepayment fees?

No, Cash Store Title Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.

How much can you borrow from Cash Store Title Loans?

Loan amounts start at $200 and go up to $3,995.

What is the maximum loan term you can get with Cash Store Title Loans?

Cash Store Title Loans offers auto equity loans with terms ranging from 1 to 12 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your auto equity loan, the more interest you will pay.

What do you need to qualify for Cash Store Title Loans?

The minimum age to be eligible is 18 or the state minimum, whichever is higher.
Cash Store Title Loans does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens are eligible to apply for the services offered by Cash Store Title Loans.
To qualify, applicants may need to provide the following documentation:
  • Proof of income
  • Driver's license or other government photo ID

What is the estimated funding time for an auto equity loan via Cash Store Title Loans?

Cash Store Title Loans will typically fund auto equity loans as soon as 0 business day of approval.

Does Cottonwood Financial perform a hard credit pull?

Yes, Cash Store Title Loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

Is Cottonwood Financial a legit company?

Cottonwood Financial was founded in 1996, it is a well-established company that has been in business for 30 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
Cash Store Title Loans Disclosure: *Subject to loan approval. Loan terms and availability may vary by location. Approval rate based on completed applications received across all Cash Store locations. Individual store approval rates may be lower. Customers can typically expect to receive loan proceeds in less than 20 minutes; however, processing times vary by customer and transaction and are not guaranteed. Vehicle is subject to evaluation for title loans. In Texas, the Cash Store is a Credit Services Organization and all loans are provided by a non-affiliated third-party lender.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Cash Store Title Loans logo

Message from Cash Store Title Loans

If you’re looking for a trustworthy lending source — one that offers competitive fees and convenient hours — then you have come to the right place! For over 20 years, the Cash Store has provided emergency cash loans to help customers finance unexpected expenses. We have a long history as a reputable personal lending company where qualified customers can have their cash advance approved quickly — with absolutely NO credit history or credit score required. Vehicle is subject to evaluation for title loans.

What truly sets us apart from other personal lending companies is our commitment to the people we serve. Regardless of how much cash you receive or which of our loan services works best for you, our experienced staff will work to make the entire loan application and approval process as simple as possible.

Here at the Cash Store, we believe that good people who work hard — just like you — make the best customers. And with our easy, stress-free, fast cash services, you can have the money you need in your hand within minutes, not hours! Apply now!

Contact

Headquarters

1901 Gateway Drive, Suite 200
Irving, TX 75038
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Other Services by Cottonwood Financial

Cash Advances
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15 Reviews

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Rating not yet determined (1 Review)

SuperMoney Net Recommendation Score

Not enough SuperMoney users have reviewed this product to provide a recommendation score or rating.

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The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

Cash Store Title Loans Community Reviews

Would you recommend Cash Store Title Loans to your friends?

Melinda G. avatar image

Melinda G.

Feb 7, 2020

May or may not recommend

Only liked $100.00 having my loan paid off, when first got the loan asked the Lady at Title Cash of TN. please give me a chance to bring my car in not to tow, because could not afford it, well just got little over month behind and got towed in the night now have to pay $400.00 how is that right after paying it down going hungry just to make ...Show More

Showing 1 of 1 reviews

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