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Last Updated: 04/18/2025

Cash Store Cash Advance

from Cottonwood Financial

Last Updated: 04/18/2025
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Mostly not recommended15 total votes
4 users recommend
11 users don't recommend
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Highlights

Community Rating

Mostly not recommended

Key Takeaway 3

N/A

Amount Range

$100 - $865
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Instant Transfer Fee

$15 - $76
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Minimum Monthly Income

N/A

Number of Reviews

15
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Cash Store Cash Advance Review

Cash Store Cash Advance is offered by Cottonwood Financial, a direct lender founded in 1996 and based in Irving, TX. Cash Store Cash Advance are available in 2 states.

Cash Store Cash Advance FAQ

What rates and fees does Cash Store Cash Advance charge?

Cash Store Cash Advance offers advances with fees ranging from $15 to $76. These loans are meant as a short-term source of credit but if you calculate the annualized percentage rate of those fees you get rates ranging from 330% to 404%.

How much cash can you access from Cash Store Cash Advance?

Advances start at $100 and go up to $865 depending on how much you qualify for.

What do you need to qualify for Cash Store Cash Advance?

The minimum age to be eligible is 18 or the state minimum, whichever is higher.
Cash Store Cash Advance does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens are eligible to apply for the services offered by Cash Store Cash Advance.
To qualify, applicants may need to provide the following documentation:
  • Applicants must have an active and valid personal checking account
  • Recent pay stubs
  • Proof of income
  • Blank personal check and/or debit card
  • Proof of identity

Does Cash Store Cash Advance run credit checks?

Yes, Cash Store Cash Advance will check your credit when you apply for a cash advance.

What is the estimated funding time for a cash advance via Cash Store Cash Advance?

Cash Store Cash Advance will typically approve (or deny) applications within hour and fund the cash advance as soon as 0 business day of approval.

Is Cottonwood Financial a legit company?

Cottonwood Financial was founded in 1996, it is a well-established company that has been in business for 30 years. Cash Store Cash Advance is mostly not recommended by SuperMoney community users.
Provider Disclosure: *Subject to loan approval. Loan terms and availability may vary by location. Approval rate based on completed applications received across all Cash Store locations. Individual store approval rates may be lower. Customers can typically expect to receive loan proceeds in less than 20 minutes; however, processing times vary by customer and transaction and are not guaranteed. In Texas, the Cash Store is a Credit Services Organization and all loans are provided by a non-affiliated third-party lender.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Cash Store Cash Advance logo

Message from Cash Store Cash Advance

Cash Store provides emergency loans to help customers cover unexpected expenses. We have a long history as a reputable lending company where qualified customers can get their cash advance approved quickly — with NO credit history or credit score required.

No matter how much cash you get or which loan service works for you, our experienced team will make the application & approval process simple. With our easy, stress-free, fast cash services, you can get the money you need in minutes, not hours.

Contact

Headquarters

1901 Gateway Drive, Suite 200
Irving, TX 75038
Visit Site
Email Support

Other Services by Cottonwood Financial

Auto Equity Loans

Rating not yet determined (1 Review)

Personal Loans

Rating not yet determined (1 Review)

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Availability

Available in 2 states.

  • Illinois
  • Michigan

SuperMoney Net Recommendation Score

SuperMoney users mostly don't recommend this product, giving it a user recommendation score of -47, or 2.1 on a 5-point rating scale.

-47

-1000+100
No one recommends
Everyone recommends
The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

Reviewer Sentiment Over Time

Net Recommendation Score-100-500+50+100Q2 2025Q3 2025Q4 2025Q1 2026Q2 2026Q3 2026Q4 2026

Cash Store Cash Advance Community Reviews

Would you recommend Cash Store Cash Advance to your friends?

DS

D S.

Oct 11, 2023

Would not Recommend

After paying on time and fulfilling my end of the contract they didn't have my title,called corporate and got the long story basically blaming the prior manager now after paying last payment I have to wait for a duplicate title this company is full of shit and interest rates are ridiculous please do not use these people try and find another way to get by this is not the way ...Show More
CL

Corvette L.

Apr 18, 2023

Would not Recommend

This place really take advantage of you! I called to see if I could get an extension to pay my loan on my next paycheck. Was told if I come in immediately they would only charge me $2.69 to refinance, seriously??? I’ve been paying these people religiously every paycheck on time now I asked for help and you tell me if I can’t make it in on that day, they ...Show More
JS

James S.

Jan 13, 2022

Would Recommend

I need the money so that I can get me something to eat
U

Anonymous

Jun 22, 2021

Would not Recommend

It was a terrible experience. The staff were great and I appreciate them. But the loan fees and interest are very bad. The worst you can dream off. For a loan of $500 you can get charged up to same amount in as little as two months.
YM

Yvonne M.

Aug 20, 2020

Would not Recommend

Both loans have a very high interest rate making it impossible to pay back the loan if you borrow a high amount for example. If you borrow 1,000 depends on how you get paid the pay back EST will be 2,500 or more. It’s better to borrow no more than 500 or less so and payoff immediately. Don’t keep it out for the 6 months that they recommend
RB

Regina B.

Aug 13, 2020

Would not Recommend

I've been out of work for 4 months because of this virus and I called the main office and see if they would work with me and stop the payments coming out of the my account the main office lady said no they don't want to work with me but that's ok I will never get another loan with them again I advise anybody looking for a loan to go ...Show More
AG

Angel G.

May 15, 2020

Would not Recommend

They are money hungry .. and they don't tell the truth don't trust them
PS

Phillip S.

Dec 10, 2019

Would not Recommend

liars no credit check my rear end then why do you have to go through transunion
U

Anonymous

Nov 1, 2019

Would not Recommend

APR too high. Too high of a rate for people who are struggling to make ends meet will never get out of poverty while making the rich man richer with outrageous interests (330%_404%) on a loan.
Ronald T. avatar image

Ronald T.

Jun 21, 2019

Would Recommend

Jennifer was very professional, courteous, and efficient. Great place to get cash fast in a pinch. Ron T
SP

Sherre P.

Mar 14, 2019

Would not Recommend

They charged us not only interest fees but a 75.00 service charge for every month. When we finally paid the loan off they had lost our title. We have been waiting over 6 weeks for our truck title so we can sell it and they have not contacted us yet and ignore our calls. Do Not Do Business with them at the Hiram Ga store!!!!!
SH

Steve H.

Mar 6, 2019

Would not Recommend

Interest rates are way to high you pay more on interest then you do on principal. Do not refinance with them either. They start you off back on the amt borrowed. Instead of the amount you owe.So they can charge you 300 or 400 per cent interest. I would go to Mariner Finance with loan term of 30 % interest
HE

Hope E.

Feb 24, 2019

Would Recommend

I'm sorry I can't write on this subject I have never used either one I'm sorry.
U

Anonymous

Jan 4, 2019

Would Recommend

I brought all forms of ID and everything that I needed and got a $200 loan in Gun Barrel City to get back home to Austin. I easily transferred my loan to the Pflugerville store (GREAT BUNCH OF LADIES!!) and paid it off quickly. I'm looking forward to my next loan with them on Monday.
VG

Virginia G.

Dec 11, 2018

Would not Recommend

No I would not recommend the Cash store. The Cash Store tells you to bring the documents with you and then they still have to verified the job and the bank. I went to the Odessa Cash Store and the women were very unprofessional. They were talking about customers who was next and who had not pay. There was a customer sitting there and you could hear them say to ...Show More

Showing 15 of 15 reviews

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