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  Huntington Bank Unlimited Plus Business Checking
Huntington Bank Unlimited Plus Business Checking Unaffiliated

Huntington Bank Unlimited Plus Business Checking

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Highlights
Monthly Fee $0 - $40
ATM Fee: Out-of-Network Starting at $3
Minimum Balance to Avoid Monthly Fee Starting at $50,000
APY (Annual Percentage Yield) Starting at 0.01%

Huntington Bank Unlimited Plus Business Checking Review

Huntington Bank Unlimited Plus Business Checking is offered by The Huntington National Bank, a bank founded in 1866 and based in Columbus, OH. Huntington Bank Unlimited Plus Business Checking are available in 50 states (and Washington, DC).

Key Takeaways

  • Charges a monthly fee. This account charges a monthly service fee of up to $40, but the fee is waived if you keep a minimum balance of $50,000.
  • No minimum initial deposit. There is no minimum balance required to open an account online.
  • Bill pay. Pay your bills to practically anyone in the United States through The Huntington National Bank.

Huntington Bank Unlimited Plus Business Checking Pros & Cons

Pros Cons
  • Available in all 50 states.
  • Access to physical branches.
  • Free debit card and the option to lock/unlock the card if lost or stolen
  • Access to a nationwide network of ATMs.
  • No signup bonus.
  • Does not earn interest.
  • Higher than average wire transfer fees.
  • Monthly service charge.
  • Charges a higher than average fee on out-of-network ATM transactions.

Huntington Bank Unlimited Plus Business Checking FAQ

Are business checking accounts from The Huntington National Bank federally insured?

Yes, your deposits are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #6560). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does Huntington Bank Unlimited Plus Business Checking offer?

Huntington Bank Unlimited Plus Business Checking offers an APY starting at 0.01% (APY stands for annual percentage yield, rates may change). However, to earn interest you must keep a minimum balance of $0.01.

Huntington Bank Unlimited Plus Business Checking Rates and Terms
Rates Amount
APY (Annualized Percentage Yield) 0.01%

What are the account minimums for Huntington Bank Unlimited Plus Business Checking?

Huntington Bank Unlimited Plus Business Checking does not require a minimum initial deposit.

Huntington Bank Unlimited Plus Business Checking Account Minimums
Description Amount
Minimum Initial Deposit $0
APY Minimum Balance $0.01
Minimum Balance to Avoid Monthly Fee $50,000

What fees does Huntington Bank Unlimited Plus Business Checking charge?

This account charges a monthly maintenance fee of up to $40.

Huntington Bank Unlimited Plus Business Checking Fees
Description
ATM Fee: In-Network $0
ATM Fee: Out-of-Network Starting at $3
Check Copy $7
Early Account Closure $20
Foreign Transaction Fee (Debit Card) 3%
Monthly Fee $0 - $40
NSF Fee $36
Online Bill Pay Fee $0
Overdraft Item Fee $36
Paper Statement Fee $0
Returned Deposit Fee (Domestic) $13
Returned Deposit Fee (International) $13
Stop Payment Fee $31
Wire Transfer Fee - Domestic (Incoming) $18
Wire Transfer Fee - Domestic (Outgoing) $45
Wire Transfer Fee - International (Incoming) $25
Wire Transfer Fee - International (Outgoing) $75

What features and perks does Huntington Bank Unlimited Plus Business Checking offer?

This account includes the following features:

  • Check images with statement - Reconciling your accounts and complying with document retention standards is easier when you have access to a copy of your checks.
  • Fraud monitoring - Huntington Bank Unlimited Plus Business Checking monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - Huntington Bank Unlimited Plus Business Checking allows you to manage your money online. This includes depositing checks in your account with your smartphone.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.
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Message From Huntington Bank Unlimited Plus Business Checking

An Unlimited Plus Business Checking account is ideal for larger businesses with high monthly transaction volume and a variety of treasury management needs. Get unlimited transactions§, earn interest on your checking account balance, and pick two Bonus Services that best fit your business' needs.

Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • Washington, DC
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Minimum Balance to Avoid Monthly Fee Starting at $50,000
Minimum Balance to Earn APY $0.01
Minimum Opening Deposit Starting at $0
ATM Fee: In-Network $0
ATM Fee: Out-of-Network Starting at $3
Check Copy $7
Early Account Closure $20
Foreign Transaction Fee (Debit Card) 3%
Monthly Fee $0 - $40
NSF Fee $36
Online Bill Pay Fee $0
Overdraft Item Fee $36
Paper Statement Fee $0
Returned Deposit Fee (Domestic) $13
Returned Deposit Fee (International) $13
Stop Payment Fee $31
Wire Transfer Fee - Domestic (Incoming) $18
Wire Transfer Fee - Domestic (Outgoing) $45
Wire Transfer Fee - International (Incoming) $25
Wire Transfer Fee - International (Outgoing) $75
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Verification Documents Required
  • Driver License (or other photo ID)
  • Proof of Identity
  • Business Formation Documents
  • Government Issued Photo ID
  • Social Security Number
Account Features
  • Free Bill Pay
  • Mobile Check Deposit
  • Interest Bearing Account
  • Nationwide ATM Network
  • Check Images with Statement
  • Mobile Banking
  • Fraud Monitoring
  • Debit Card Lock/Unlock
  • Fraud Protection
  • Debit Card
  • Branch Access
  • Member FDIC
APY (Annual Percentage Yield) Starting at 0.01%

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