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  Huntington Bank Unlimited Business Checking

Huntington Bank Unlimited Business Checking

in Business Checking Accounts from The Huntington National Bank · fdic

Unaffiliated

Huntington Bank Unlimited Business Checking

Unaffiliated

in Business Checking Accounts from The Huntington National Bank · Member FDIC

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Highlights
Monthly Fee $0 - $20
ATM Fee: Out-of-Network $3
Minimum Balance to Avoid Monthly Fee Starting at $10,000
APY (Annual Percentage Yield) 0%

Huntington Bank Unlimited Business Checking Review

Huntington Bank Unlimited Business Checking is offered by The Huntington National Bank, a bank founded in 1866 and based in Columbus, OH. Huntington Bank Unlimited Business Checking is available in 50 states (and Washington, DC).

Key Takeaways
  • 0% APY. As with most checking accounts, Huntington Bank Unlimited Business Checking does not pay interest.
  • Charges a monthly fee. This account charges a monthly service fee of up to $20, but the fee is waived if you keep a minimum balance of $10,000.
  • No minimum initial deposit. There is no minimum balance required to open an account.
  • Bill pay. Pay your bills to practically anyone in the United States through The Huntington National Bank.
Huntington Bank Unlimited Business Checking Pros & Cons
Pros Cons
  • Available in all 50 states.
  • Access to physical branches.
  • Free debit card and the option to lock/unlock the card if lost or stolen
  • Access to a nationwide network of ATMs.
  • No signup bonus.
  • Does not earn interest
  • Higher than average wire transfer fees.
  • Monthly service charge.
  • Charges a higher than average fee on out-of-network ATM transactions.
Huntington Bank Unlimited Business Checking FAQ

Are business checking accounts from The Huntington National Bank federally insured?

Yes, your The Huntington National Bank business checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #6560). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does Huntington Bank Unlimited Business Checking offer?

Huntington Bank Unlimited Business Checking is not an interest-bearing account.

What are the account minimums for Huntington Bank Unlimited Business Checking?

Huntington Bank Unlimited Business Checking does not require a minimum initial deposit.

Huntington Bank Unlimited Business Checking Account Minimums
Description Amount
Minimum Initial Deposit $0
Minimum Balance to Avoid Monthly Fee $10,000

What fees does Huntington Bank Unlimited Business Checking charge?

This account charges a monthly maintenance fee of up to $20.

Huntington Bank Unlimited Business Checking Fees
Description
ATM Fee: In-Network 0
ATM Fee: Out-of-Network $3
Check Copy 7
Early Account Closure $20
Foreign Transaction Fee (Debit Card) 3%
Monthly Fee $0 - $20
NSF Fee 36
Online Bill Pay Fee $0
Overdraft Item Fee $36
Paper Statement Fee 0
Returned Deposit Fee (Domestic) $13
Returned Deposit Fee (International) $13
Stop Payment Fee $31
Wire Transfer Fee - Domestic (Incoming) $18
Wire Transfer Fee - Domestic (Outgoing) 45
Wire Transfer Fee - International (Incoming) $25
Wire Transfer Fee - International (Outgoing) 75

What features and perks does Huntington Bank Unlimited Business Checking offer?

This account includes the following features:

  • Check images with statement - Reconciling your accounts and complying with document retention standards is easier when you have access to a copy of your checks.
  • Fraud monitoring - Huntington Bank Unlimited Business Checking monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - Huntington Bank Unlimited Business Checking allows you to manage your money online. This includes depositing checks in your account with your smartphone.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.
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Message From Huntington Bank Unlimited Business Checking

With a growing business, you need flexibility. Our Unlimited Business Checking account is designed for businesses with higher checking activity and greater cash flow needs. You get unlimited transactions§ and your choice of one Bonus Service.

Availability

  Available in 50 states and Washington, D.C.
  • Alaska
  • Alabama
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Washington, DC
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Massachusetts
  • Maryland
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • Montana
  • North Carolina
  • North Dakota
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • Nevada
  • New York
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Vermont
  • Washington
  • Wisconsin
  • West Virginia
  • Wyoming

Feature Breakdown

Minimum Balance to Avoid Monthly Fee Starting at $10,000
Minimum Opening Deposit Starting at $0
ATM Fee: In-Network 0
Online Bill Pay Fee $0
Paper Statement Fee 0
ATM Fee: Out-of-Network $3
Check Copy 7
Early Account Closure $20
Foreign Transaction Fee (Debit Card) 3%
Monthly Fee $0 - $20
NSF Fee 36
Overdraft Item Fee $36
Returned Deposit Fee (Domestic) $13
Returned Deposit Fee (International) $13
Stop Payment Fee $31
Wire Transfer Fee - Domestic (Incoming) $18
Wire Transfer Fee - Domestic (Outgoing) 45
Wire Transfer Fee - International (Incoming) $25
Wire Transfer Fee - International (Outgoing) 75
Account Features
  • Free Bill Pay
  • Mobile Check Deposit
  • Nationwide ATM Network
  • Check Images with Statement
  • Mobile Banking
  • Fraud Monitoring
  • Debit Card Lock/Unlock
  • Fraud Protection
  • Debit Card
  • Branch Access
  • Member FDIC
  • Expense Management

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