Pacific City Bank Business Regular Checking Account

Pacific City Bank Business Regular Checking Account Review

Pacific City Bank Business Regular Checking Account is offered by Pacific City Bank savings accounts, a bank founded in 2003 and based in Los Angeles, CA. Pacific City Bank Business Regular Checking Account are available in 7 states across the USA.

Key Takeaways

• 0% APY. As with most checking accounts, Pacific City Bank Business Regular Checking Account does not pay interest.
• Charges a monthly fee. This account charges a monthly service fee of $8, but the fee is waived if you keep a minimum balance of $2,500.
• $1,000 minimum deposit. This is a typical minimum initial deposit, but there are accounts that require a smaller initial deposit or have no minimum.
• Bill pay. Pay your bills to practically anyone in the United States through Pacific City Bank.

Pacific City Bank Business Regular Checking Account Pros & Cons

Pacific City Bank Business Regular Checking Account FAQ

Are business checking accounts from Pacific City Bank federally insured?

Yes, your deposits are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #57463). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does Pacific City Bank Business Regular Checking Account offer?

Pacific City Bank Business Regular Checking Account is not an interest-bearing account.

What are the account minimums for Pacific City Bank Business Regular Checking Account?

Pacific City Bank Business Regular Checking Account requires a minimum initial deposit of $1,000 to open an account.

What fees does Pacific City Bank Business Regular Checking Account charge?

This account charges a monthly maintenance fee of $8.

What features and perks does Pacific City Bank Business Regular Checking Account offer?

This account includes the following features:

• Fraud monitoring - Pacific City Bank Business Regular Checking Account monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
• Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
• Mobile Banking Services - Pacific City Bank Business Regular Checking Account allows you to manage your money online. This includes depositing checks in your account with your smartphone.
• Nationwide ATM network - Conveniently transact at a nearby ATM.