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Last Updated: 04/18/2025

TruWest CU Business Essential Checking Account

from TruWest Credit Union

Last Updated: 04/18/2025

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Highlights

Monthly Service Fee

$0 - $7(Verified 03/19/2025)

ATM Fee: Out-of-Network (within the U.S.)

N/A


Minimum Average Balance to Avoid Monthly Service Fee

Starting at $1,500

APY (Annual Percentage Yield)

0.05%(Verified 06/21/2024)

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TruWest CU Business Essential Checking Account Review

TruWest CU Business Essential Checking Account is offered by TruWest Credit Union, a credit union founded in 1952 and based in Scottsdale, AZ. TruWest Business Checking is available in 50 states and Washington, DC.

Key Takeaways

  • Low annual percentage yield (APY). The maximum annual percentage yield for this account is only 0.05% .
  • $0 monthly account fees available. This account charges a monthly fee of up to $7, but the fee may be waived if you keep a minimum balance of$1,500.
  • No minimum initial deposit. There is no minimum balance required to open an account online.
  • No ATM fees. TruWest CU Business Essential Checking Account does not charge fees on ATM transactions .
  • Bill pay. Pay your bills to practically anyone in the United States when you enroll in TruWest Credit Union mobile or online banking.

TruWest CU Business Essential Checking Account Pros & Cons

TruWest CU Business Essential Checking Account FAQ

Are business checking accounts from truwest credit union federally insured?

Yes, your business checking accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

What APY does TruWest CU Business Essential Checking Account offer?

TruWest CU Business Essential Checking Account offers an APY of 0.05% (APY stands for annual percentage yield, rates may change).

What are the account minimums for TruWest CU Business Essential Checking Account?

TruWest CU Business Essential Checking Account does not require a minimum initial deposit.

What fees does TruWest CU Business Essential Checking Account charge?

The good news is that this account does not have a monthly service charge.

What features and perks does TruWest CU Business Essential Checking Account offer?

This account includes the following features:
  • Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - TruWest CU Business Essential Checking Account allows you to manage your money online.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

7333 N Vía Paseo Del Sur
Scottsdale, AZ 85258
(855) 878-9378
Visit Site

Hours of Operation

Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
Closed

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Monthly Service Fee

$0 - $10
Disclaimer popup with additional information

ATM Fee: Out-of-Network (within the U.S.)

N/A

Minimum Average Balance to Avoid Monthly Service Fee

Starting at $1.5K

APY (Annual Percentage Yield)

0.05%
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SuperMoney Net Recommendation Score

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