1 more

Last Updated: 04/18/2025

Cadence Bank Mastercard® Business Card

from Cadence Bank

Last Updated: 04/18/2025

No Reviews Yet

This product has no reviews yet. Help others by sharing your thoughts.

Be the first to rate

Explore a similar product

Try this top product in Business Credit Cards

Ink Business Preferred® Credit Card

Strongly recommended10 reviews

Visit Site

Community Recommended Products

View All

Strongly recommended10 Reviews

Learn More

Strongly recommended8 Reviews

Learn More

Strongly recommended9 Reviews

Learn More

Compare All Business Credit Cards

Filter & compare all your options in one place.

View All Products

Highlights

Purchase APR (Variable APR)

14.90%(Verified 06/21/2024)

Balance Transfer APR (Variable APR)

20.90%(Verified 06/21/2024)

Annual Fee

Credit Score Range

650 - 850

Cadence Bank Mastercard® Business Card Review

This is a rewards card issued by Cadence Bank. If you're wondering whether Cadence Bank Mastercard® Business Card is the right card for you, read on.

Key Takeaways

APRs: Cadence Bank Mastercard® Business Card has a variable regular purchase APR of 14.90%
No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases , but you don't have to pay an annual fee for the privilege.
Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 2% every time you make a transaction outside the U.S.
Multiple business credit card benefits. Includes generous credit card perks, such as emergency support, purchase security, travel accident insurance, travel assistance, and fraud protection.
Fair or better credit required. You will have good approval odds if you have a fair credit score or better.

Pros & Cons of Cadence Bank Business Card

The Good

The Bad

Potentially lower than average purchase APRs.
No annual fee.
Multiple business credit card perks.
Travel accident and travel assistance insurance.
Cardholders can earn rewards on their purchases.
Cadence Bank Mastercard® Business Card reports to multiple credit bureaus.

Does not offer a signup bonus.
Charges a foreign transaction fee of up to 2%.
You don't earn rewards on every purchase.

What are the relevant APRs?

This business credit card has a variable purchase APR of 14.90%. The card has a variable balance transfer APR of 20.90% .

It also has a variable cash advance APR of 20.90%. Note that late payments are subject to an APR of 21% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

Does it have an introductory APR offer?

No, this business card does not come with an introductory APR offer for balance transfers.

This business card does not offer an introductory rate on new purchases.

Cadence Bank Business Card Rates & Terms

Purchase APR

14.90%

Balance Transfer APR

20.90%

Cash Advance APR

20.90%

Penalty APR

21%

What fees does it charge?

The following fees apply to this business credit card:

There is no annual fee.
A late payment penalty of up to $35 .
A returned payment fee of up to $35.

Does it charge a foreign transaction fee?

This business card charges a foreign transaction fee of 2%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $40. If you travel abroad you may want to leave this business card at home and apply for one that doesn't charge a foreign transaction fee.

Cadence Bank Business Card Fees

Fees

Amount

Annual Fee

Foreign Transaction Fee

Returned Payment Fee

up to $35

Late Payment Fee

up to $35

Does it offer a cash back or rewards program?

Yes, Cadence Bank Business Card offers a rewards program to its customers.

Does it have a sign up bonus?

This business credit card doesn't offer a cash signup bonus.

Does it offer an annual loyalty bonus?

This business card doesn't offer a cash loyalty bonus.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

201 S Spring St

Tupelo, MS 38804

(800) 636-7622

Visit Site

Email Support

Other Services by Cadence Bank

Credit Cards

5 products

Be the first to rate

Community Recommended Products

View All

Strongly recommended10 Reviews

Learn More

Strongly recommended8 Reviews

Learn More

Strongly recommended9 Reviews

Learn More

SuperMoney Net Recommendation Score

This product has no reviews yet. Help others by sharing your thoughts.

-1000+100

No one recommends

Everyone recommends

The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.