Skip to content
SuperMoney logo
SuperMoney logo
Business Credit Cards
Advertiser Disclosure

Last Updated: 04/18/2025

Cadence Bank Mastercard® Business Card

in Business Credit Cards from Cadence Bank

Last Updated: 04/18/2025

Cadence Bank logo
No Reviews Yet

This product has no reviews yet. Help others by sharing your thoughts.

Be the first to rate
Cast Your Vote icon

Cast Your Vote

Compare All Business Credit Cards

Filter & compare all your options in one place.

Filter & compare all your options in one place.

View All Products
Highlights icon

Highlights

Purchase APR (Variable APR)

14.90%(Verified 06/21/2024)

Balance Transfer APR (Variable APR)

20.90%(Verified 06/21/2024)

Annual Fee

$0

Credit Score Range

650 - 850
Speech bubbles icon

Cadence Bank Mastercard® Business Card Review

This is a rewards card issued by Cadence Bank. If you're wondering whether Cadence Bank Mastercard® Business Card is the right card for you, read on.

Key Takeaways

  • APRs: Cadence Bank Mastercard® Business Card has a variable regular purchase APR of 14.90%
  • No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases , but you don't have to pay an annual fee for the privilege.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 2% every time you make a transaction outside the U.S.
  • Multiple business credit card benefits. Includes generous credit card perks, such as emergency support, purchase security, travel accident insurance, travel assistance, and fraud protection.
  • Fair or better credit required. You will have good approval odds if you have a fair credit score or better.

Pros & Cons of Cadence Bank Business Card

What are the relevant APRs?

This business credit card has a variable purchase APR of 14.90%. The card has a variable balance transfer APR of 20.90% .
It also has a variable cash advance APR of 20.90%. Note that late payments are subject to an APR of 21% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

Does it have an introductory APR offer?

No, this business card does not come with an introductory APR offer for balance transfers.
This business card does not offer an introductory rate on new purchases.

What fees does it charge?

The following fees apply to this business credit card:
  • There is no annual fee.
  • A late payment penalty of up to $35 .
  • A returned payment fee of up to $35.

Does it charge a foreign transaction fee?

This business card charges a foreign transaction fee of 2%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $40. If you travel abroad you may want to leave this business card at home and apply for one that doesn't charge a foreign transaction fee.

Does it offer a cash back or rewards program?

Yes, Cadence Bank Business Card offers a rewards program to its customers.

    Does it have a sign up bonus?

    This business credit card doesn't offer a cash signup bonus.

    Does it offer an annual loyalty bonus?

    This business card doesn't offer a cash loyalty bonus.

    SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

    Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

    Contact

    Headquarters

    201 S Spring St
    Tupelo, MS 38804
    (800) 636-7622
    Visit Site
    Email Support

    Other Services by Cadence Bank