Overview

Who is this credit card designed for?

Ink Business Preferred is a credit card issued by Chase Bank, which is based in New York, NY.

A rewards program is included that allows you to convert your purchases into travel, gifts, and other perks.

What are the relevant APRs?

Ink Business Preferred has a variable purchase APR that ranges from 17.49% up to 22.49%.

The card has a variable balance transfer APR that ranges from 17.49% up to 22.49%.

It also has a variable cash advance APR starting at 26.49%.

Note that late payments are subject to an APR of 29.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

Is an introductory APR offer available?

No, Ink Business Preferred does not come with an introductory APR offer.

What are the fees?

The following fees apply to Ink Business Preferred:

• A late payment penalty of $39.
• A returned payment fee of $39.
• There are no foreign transaction fees

Is a rewards program offered?

Ink Business Preferred offers a rewards program to its customers. This business card features rewards for purchases in the following categories:

• Airfare
• Car Rentals
• Internet, Cable, Phone
• Every Purchase
• Hotels
• Office Supplies

Is a signup bonus offered?

Ink Business Preferred doesn't offer a cash signup bonus. However, it does include a 80000 points signup bonus after spending $5000 that can be redeemed for travel, gifts, and other perks.

Is an annual loyalty bonus offered?

Ink Business Preferred doesn't offer a cash loyalty bonus.

What additional benefits are offered?

Ink Business Preferred provides the following benefits:

• Car rental insurance
• Emergency support
• Extended warranty
• Fraud liability
• Travel insurance