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Chase Ink Business Preferred Credit Card

in Business Credit Cards from Chase Bank

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Chase Ink Business Preferred Credit Card

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in Business Credit Cards from Chase Bank

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Highlights
Highlights
Annual Fee $95
Purchase APR  (Variable APR) 17.49% - 22.49%
Balance Transfer APR  (Variable APR) 17.49% - 22.49%
Credit Score Range 700 - 850
Rewards Rates
  • Advertising Services
  • Airfare
  • Amazon Purchases
  • Car Rentals
  • Every Purchase
  • Hotels
  • Internet / Cable / Phone Services
  • Office Supplies
  • Shipping
  • Travel

Chase Ink Business Preferred Credit Card Review

Who is Chase Ink Business Preferred Credit Card designed for?

Chase Ink Business Preferred Credit Card is a credit card issued by Chase Bank. 

This card is designed for businesses with good credit. The minimum credit score to apply is 700.

What are the relevant APRs for Chase Ink Business Preferred Credit Card?

Chase Ink Business Preferred Credit Card has a variable purchase APR that ranges from 17.49% up to 22.49% . The card has a variable balance transfer APR that ranges from 17.49% up to 22.49% .

It also has a variable cash advance APR of 26.49% . Note that late payments are subject to an APR of 29.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

Does Chase Ink Business Preferred Credit Card have an introductory APR offer?

No, Chase Ink Business Preferred Credit Card does not come with an introductory APR offer for balance transfers.

Chase Ink Business Preferred Credit Card does not offer an introductory rate on new purchases.

Chase Ink Business Preferred Credit Card Rates & Terms
Purchase APR 17.49% - 22.49%
Balance Transfer APR 17.49% - 22.49%
Cash Advance APR 26.49%
Penalty APR 29.99%

What are the Chase Ink Business Preferred Credit Card fees?

The following fees apply to Chase Ink Business Preferred Credit Card:

  • An annual fee of $95.
  • A late payment penalty of up to $39.
  • A returned payment fee of up to $39.

Does Chase Ink Business Preferred Credit Card have a foreign transaction fee?

Chase Ink Business Preferred Credit Card does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.

Chase Ink Business Preferred Credit Card Fees
Fees Amount
Annual Fee $95
Foreign Transaction Fee 0%
Balance Transfer Fee 5%
Minimum Balance Transfer Fee $5
Returned Payment Fee up to $39
Late Payment Fee up to $39

Is there a Chase Ink Business Preferred Credit Card cash back or rewards program?

Chase Ink Business Preferred Credit Card offers a rewards program to its customers. The rewards program allows you to earn cash with every purchase you make. This card offers rewards to businesses that use the card to make purchses in the following categories:

  • Advertising Services
  • Airfare
  • Amazon.com
  • Car Rentals
  • Internet, Cable, Phone
  • Every Purchase
  • Hotels
  • Office Supplies
  • Shipping

Does Chase Ink Business Preferred Credit Card have a signup bonus?

Chase Ink Business Preferred Credit Card doesn't offer a cash signup bonus.

However, it does include a 80000 points signup bonus after spending $5000 that can be redeemed for travel, gifts, or other perks.

Does Chase Ink Business Preferred Credit Card offer an annual loyalty bonus?

Chase Ink Business Preferred Credit Card doesn't offer a cash loyalty bonus.

What are the Chase Ink Business Preferred Credit Card benefits?

Chase Ink Business Preferred Credit Card provides the following benefits:

  • Free Credit Score
  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Extended Warranty Protection
  • Trip Cancellation Insurance
  • Fraud Liability
  • Travel Accident Insurance
  • Cellular Telephone Protection
  • Travel Assistance
  • Reports to major credit bureaus

Does Chase Ink Business Preferred Credit Card report your account activity to credit bureaus?

Chase Ink Business Preferred Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.

How to apply for Chase Ink Business Preferred Credit Card

  • Visit the Chase Bank website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.
SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Feature Breakdown

Advertising Services (Points) 3
Car Rentals (Points) 3
Every Purchase (Points) Earn unlimited 1 Point Per $1 spent on all other purchases.
Foreign Currency Transaction Fee 0%
No Foreign Transaction Fee  
No Interest Grace Period for Late Payment 20 days
Annual Fee $95
Cash Advance Fee (%) Up to 5%
Cash Advance Fee Minimum $15
Late Fee Amount Up to $39
Minimum Cash Advance Fee ($) Starting at $15
Returned Payment Fee Up to $39
Customer Type Business
Minimum Age 18
Credit Score Range 700 - 850
Card Network Visa
Card Type
  • Bonus Offers
  • Cashback
  • Rewards
  • Travel
Credit Bureau Reporting
  • Equifax
  • Experian
  • TransUnion
Car Rental Insurance  
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Cellular Telephone Protection
  • Emergency Support
  • Extended Warranty Protection
  • Fraud Liability
  • Free Credit Score
  • Purchase Protection
  • Travel Accident Insurance
  • Travel Assistance
  • Trip Cancellation Insurance
Emergency Support  
Extended Warranty  
Fraud Liability  
Free FICO Score  
Travel Insurance  
Bonus Rewards 80,000 bonus points after you spend $5,000 on purchases in the first 3 months after account opening.
No Reward Expiration Period  
Rewards Rates
  • Advertising Services
  • Airfare
  • Amazon Purchases
  • Car Rentals
  • Every Purchase
  • Hotels
  • Internet / Cable / Phone Services
  • Office Supplies
  • Shipping
  • Travel
Rewards Type Points
Signup Bonus (points) 80,000
Balance Computation daily balance method (including new transactions).
Cash Advance APR (Variable APR) 26.49%
Penalty APR (Variable APR) 29.99%
Purchase APR (Variable APR) 17.49% - 22.49%
Balance Transfer Fee % 5%
Balance Transfer Fee Minimum $5
Balance Transfer APR (Variable APR) 17.49% - 22.49%

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Balance Transfer APR 14.74% - 20.74%
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Purchase APR 18.24% - 25.24%
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Balance Transfer APR 17.99% - 24.99%
(Variable APR)
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Credit Score Range 700 - 850     500 850
Rewards Categories
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