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Last Updated: 04/18/2025

Mid-Hudson Valley FCU Visa Platinum Business

in Business Credit Cards from Mid-Hudson Valley Federal Credit Union

Last Updated: 04/18/2025

Mid-Hudson Valley Federal Credit Union logo
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Highlights

Purchase APR (Variable APR)

8.75% - 18.00%(Verified 06/21/2024)
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Balance Transfer APR (Variable APR)

8.75% - 18.00%(Verified 06/21/2024)
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Annual Fee

$0

Credit Score Range

600 - 850

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Mid-Hudson Valley FCU Visa Platinum Business Review

This is a card issued by Mid-Hudson Valley Federal Credit Union. If you're wondering whether Mid-Hudson Valley FCU Visa Platinum Business is the right card for you, read on.

Key Takeaways

  • APRs: Mid-Hudson Valley FCU Visa Platinum Business has a variable regular purchase APR that ranges from 8.75% up to 18.00%.
  • No annual fee. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card , but you don't have to pay an annual fee for the privilege.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 1% every time you make a transaction outside the U.S.
  • Multiple business credit card benefits. Includes generous credit card perks, such as Auto Rental Collision Damage Waiver, emergency support, extended warranty protection on purchases, price protection, travel accident insurance, trip cancellation and interruption protection, and fraud protection.
  • Poor credit accepted. This card will consider people who have poor credit.

Pros & Cons of Mid-Hudson Valley FCU Visa Platinum Business

What are the relevant APRs?

This business credit card has a variable purchase APR that ranges from 8.75% up to 18.00% . The card has a variable balance transfer APR that ranges from 8.75% up to 18.00% .
It also has a variable cash advance APR that ranges from 8.75% up to 18.00% .
The good news is this business card does not charge a penalty APR if you are late on a payment.

Does it have an introductory APR offer?

No, this business card does not come with an introductory APR offer for balance transfers.
This business card does not offer an introductory rate on new purchases.

What fees does it charge?

The following fees apply to this business credit card:
  • There is no annual fee.
  • A late payment penalty of up to $35 .
  • A returned payment fee of up to $35.

Does it charge a foreign transaction fee?

This business card charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this business card at home and apply for one that doesn't charge a foreign transaction fee.

Does it offer a cash back or rewards program?

No, it does not offer a cash back rewards program.

    SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

    Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

    Mid-Hudson Valley Federal Credit Union logo

    Message from Mid-Hudson Valley FCU Visa Platinum Business

    You can help keep your business growing with credit lines of $5,000 - $25,000 and no annual fee. For your convenience, you can also add authorized employees to your account.

    Contact

    Headquarters

    1099 Morton Blvd, Kingston, NY 12401, US
    Kingston, NY 12401
    Visit Site
    Email Support

    Hours of Operation

    Sunday
    Closed
    Monday
    6:00AM - 2:00AM
    Tuesday
    6:00AM - 2:00AM
    Wednesday
    6:00AM - 2:00AM
    Thursday
    6:00AM - 2:00AM
    Friday
    6:00AM - 2:00AM
    Saturday
    6:00AM - 11:00AM

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    SuperMoney Net Recommendation Score

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    -1000+100
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    The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

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