Neighbors FCU Business Visa Credit Card

Neighbors FCU Business Visa Credit Card Review

Key Takeaways

• Signup bonus. Offers a signup bonus of up to $500 if you spend $4500.
• Competitive APRs. Neighbors FCU Business Visa Credit Card has a variable purchase APR that ranges from 7% up to 18%.
• No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
• 2% Balance transfer fee. Neighbors FCU Business Visa Credit Card charges a fee of 2% on balance transfers. For example, a balance of $1,000 could cost $20 in transfer fees. The minimum fee is $10.
• Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
• Fair or better credit required. You will have good approval odds if your credit score is above 600.

Pros & Cons of Neighbors FCU Business Visa Credit Card

Neighbors FCU Business Visa Credit Card FAQ

Who is Neighbors FCU Business Visa Credit Card designed for?

This is a credit card issued by Neighbors Federal Credit Union.

This business card is designed for small businesses with fair credit. The minimum credit score to apply is 600.

This business card has a credit limit of up to 500.

What are the relevant APRs?

This business credit card has a variable purchase APR that ranges from 7% up to 18%. The card has a variable balance transfer APR that ranges from 7% up to 18%.

It also has a variable cash advance APR that ranges from 7% up to 18%. Note that late payments are subject to an APR of 18% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

What fees does it charge?

The following fees apply to this business credit card:

• There is no annual fee.
• A late payment penalty of up to $50.
• A returned payment fee of up to $26.
• There is no overlimit fee

Does it offer a cash back or rewards program?

Yes, Neighbors FCU Business Visa Credit Card offers a rewards program to its customers. This business card offers rewards to small business owners that use the card to make purchases in the following bonus categories:

• Advertising Services
• Airfare
• Amazon.com
• Car Rentals
• Internet, Cable and Phone Services
• Drug Stores
• Education
• Every Purchase
• Furniture
• Gas stations
• Groceries
• Gyms
• Home Improvement
• Hotels
• Insurance
• Office Supply Stores
• Restaurants
• Retail
• Shipping
• Software, Hardware, Cloud
• Utilities
• Warehouse Clubs

What are the benefits?

This business credit card provides the following benefits:

• Fraud Liability
• Reports to major credit bureaus

What is the customer service phone number?

The customer service number for this business card is (225) 819-2178.

What is the support contact email?

The support contact email for this business credit card is neighborsfcu@neighborsfcu.org.

Does Neighbors FCU Business Visa Credit Card report your account activity to credit bureaus?

Yes, Neighbors FCU Business Visa Credit Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply?

• Visit the Neighbors Federal Credit Union .
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
• Check the information is accurate and submit your application.
• If you're denied click here to find out why your application may have been rejected and what you can do about it.