Last Updated: 04/18/2025
Pelican State Credit Union Business Visa Credit Card
Unaffiliated
Last Updated: 04/18/2025
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Highlights
Purchase APR (Fixed APR)
11.25%(Verified 06/21/2024)
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Balance Transfer APR (Fixed APR)
14.25%(Verified 06/21/2024)
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Annual Fee
$0
Credit Score Range
650 - 850
Pelican State Credit Union Business Visa Credit Card Review
This is a rewards card issued by Pelican State Credit Union. If you're wondering whether Pelican State Credit Union Business Visa Credit Card is the right card for you, read on.
Key Takeaways
- APRs: Pelican State Credit Union Business Visa Credit Card has a fixed purchase APR of 11.25%
- No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases , but you don't have to pay an annual fee for the privilege.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 1% every time you make a transaction outside the U.S.
- Fair or better credit required. You will have good approval odds if you have a fair credit score or better.
Pros & Cons of Pelican State Credit Union business credit card
| The Good | The Bad |
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What are the relevant APRs?
This business credit card has a fixed purchase APR of 11.25%. The card has a fixed balance transfer APR of 14.25% .
It also has a fixed cash advance APR of 14.25%.
Does it have an introductory APR offer?
No, this business card does not come with an introductory APR offer for balance transfers.
This business card does not offer an introductory rate on new purchases.| Purchase APR | 11.25% |
| Balance Transfer APR | 14.25% |
| Cash Advance APR | 14.25% |
What fees does it charge?
The following fees apply to this business credit card:
- There is no annual fee.
- A late payment penalty of $25 .
- A returned payment fee of $5.
Does it charge a foreign transaction fee?
This business card charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this business card at home and apply for one that doesn't charge a foreign transaction fee.
| Fees | Amount |
| Annual Fee | $0 |
| Foreign Transaction Fee | 1% |
| Balance Transfer Fee | 0% |
| Minimum Balance Transfer Fee | $0 |
| Returned Payment Fee | $5 |
| Late Payment Fee | $25 |
Does it offer a cash back or rewards program?
Yes, Pelican State Credit Union business credit card offers a rewards program to its customers.
This business card offers rewards to small business owners that use the card to make purchases in the following bonus categories:
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Rewards Categories | Every Purchase | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Rewards Type | Points | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
- Every Purchase
Does it have a sign up bonus?
This business credit card doesn't offer a cash signup bonus.
Does it offer an annual loyalty bonus?
This business card doesn't offer a cash loyalty bonus.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Message from Pelican State Credit Union business credit card
Hours of Operation
Sunday
Closed
Monday
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Tuesday
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Wednesday
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Thursday
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Friday
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Saturday
Closed