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Last Updated: 06/21/2025

BBT Business Loan

in Business Loans from BB&T

Last Updated: 06/21/2025

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BBT Business Loan Review

BBT business loan is a business financing offering by BB&T, based in Winston Salem, NC. Founded in 1872, BB&T offers access to small business loans in 50 states (and Washington, DC).

BBT business loan FAQ

What are BBT business loan rates?

BBT business loan offers a fixed APR business financing product but they do not disclose their rates.

Does BBT business loan charge an origination fee?

Yes, BBT business loan charges a loan origination fee .

Does BBT business loan charge prepayment fees?

Yes, BBT business loan may charge additional fees to borrowers who pay off their small business loans sooner than anticipated. Take this into consideration when choosing a business loan product because prepayment penalties can reduce or even cancel the interest savings of repaying a business loan early.

What do you need to qualify for BBT Business Loan?

BBT Business Loan requires companies to be in business for at least month
Applicants with a credit score of at least 550 and up to 850 may be eligible for BBT Business Loan. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
U.S. citizens and permanent resident / green card holders with a U.S. tax identification number are eligible to apply for the services offered by BBT Business Loan.
To qualify, applicants may need to provide the following documentation:
  • Proof of income
  • Bank account information
  • Business formation documents
  • Proof of insurance
  • Driver's license or other government photo ID
  • Government issued photo ID
  • Proof of identity
  • U.S. tax identification number

Does BBT Business Loan report your account activity to credit bureaus?

Yes, BBT Business Loan reports to the following credit bureaus:
  • Equifax
  • Experian
  • TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does BB&T perform a hard credit pull?

Yes, BBT business loan performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

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Message from BBT business loan

Increase your working capital to start, improve or even expand your business. Get financing for start up costs, maintaining cash flow, making improvements, and other business expenses to increase your chances of success.

Contact

Headquarters

110 S. Stratford Rd.
Winston Salem, NC 27104
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Email Support

Hours of Operation

Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
Closed

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