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Last Updated: 06/21/2025

BriteCap Business Loans

in Business Loans from BriteCap Financial LLC

Last Updated: 06/21/2025

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Amount Range

Up to $300,000
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APR (Factor Based)

N/A(Verified 06/20/2025)

Loan Term (Months)

3 - 24
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BriteCap Business Loans Review

BriteCap is a business financing offering by BriteCap Financial LLC, based in Las Vegas, NV. Founded in 2003, BriteCap Financial LLC offers access to small business loans in 45 states (and Washington, DC).

BriteCap FAQ

What are BriteCap rates?

BriteCap offers a business financing product but they do not disclose their rates.

Does BriteCap charge an origination fee?

Yes, BriteCap charges a loan origination fee of 3% of the business loan amount . BriteCap deducts the fee directly from your business loan amount before disbursing loan proceeds, so make sure you take this fee into account when deciding how much you need to borrow.

Does BriteCap charge a late fee?

Yes, BriteCap charges borrowers with a late payment fee of up to $15 .

Does BriteCap charge prepayment fees?

No, BriteCap does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the business loan off early.

What is the maximum business loan term you can get with BriteCap?

BriteCap offers small business loans with terms ranging from 3 to 24 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.

What do you need to qualify for BriteCap Business Loans?

BriteCap Business Loans requires companies to be in business for at least month Businesses must have a minimum annual revenue of $300,000 to be considered.
Applicants with a credit score of at least 600 and up to 800 may be eligible for BriteCap Business Loans. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by BriteCap Business Loans.
To qualify, applicants may need to provide the following documentation:
  • Bank account information
  • Driver's license or other government photo ID

What is the estimated funding time for a business loan via BriteCap?

BriteCap can fund small business loans as soon as 24 business days.

Does BriteCap Business Loans report your account activity to credit bureaus?

Yes, BriteCap Business Loans reports to the following credit bureau:
  • Experian
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does BriteCap Financial LLC perform a hard credit pull?

As is the case with most providers, a hard credit pull will likely occur if you accept an offer after checking your rates.
BriteCap allows you to check your rates with a soft credit pull.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

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Message from BriteCap

BriteCap is designed for established business owners with above average credit. We pride ourselves on providing strong offers at industry leading rates.

Our innovative platform features a streamlined application process, an intuitive online offer configurator, and expert Funding Consultants available to help you make informed decisions. At BriteCap, we’re not just about funding; we’re about fostering growth and success for your business.

Contact

Headquarters

330 S Rampart Blvd
Las Vegas, NV 89145
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Hours of Operation

Sunday
All Day
Monday
All Day
Tuesday
All Day
Wednesday
All Day
Thursday
All Day
Friday
All Day
Saturday
All Day

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