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Last Updated: 10/22/2025

Clear

from Clear Inc

Last Updated: 10/22/2025

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Highlights

Amount Range

$10,000 - $10,000,000

APR (Fixed APR)

6% - 200%(Verified 10/06/2025)

Loan Term (Months)

6 - 300
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Clear Review

Clear is a business financing offering by Clear Inc, based in New York, NY. Founded in 2003, Clear Inc offers access to small business loans in 50 states across the USA.

Clear FAQ

What are Clear rates?

Clear offers a fixed APR business financing product that ranges from 6% APR up to 200% APR.

Does Clear charge an origination fee?

No, Clear does not charge a loan origination fee. A loan origination fee is what some lenders charge for processing, underwriting, and funding a business loan. Typically fees range from 0.5% to 5% of the loan amount. Whenever possible, go with lenders that don’t charge origination fees.

Does Clear charge prepayment fees?

No, Clear does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the business loan off early.

How much can you borrow from Clear?

Business loan amounts start at $10,000 and go up to $10,000,000.

What is the maximum business loan term you can get with Clear?

Clear offers small business loans with terms ranging from 6 to 300 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.

What do you need to qualify for Clear?

Clear requires companies to be in business for at least 12 months. Businesses must have a minimum annual revenue of $350,000 to be considered.
Applicants with a credit score that ranges above 550 may be eligible for Clear.
U.S. citizens and permanent resident / green card holders with a U.S. tax identification number are eligible to apply for the services offered by Clear.
To qualify, applicants may need to provide the following documentation:
  • Bank account information
  • Business formation documents
  • U.S. tax identification number

Does Clear Inc perform a hard credit pull?

Unlike most providers, there isn't a hard credit pull, ever. Clear does not do a hard credit pull, they only perform a soft credit pull.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

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Message from Clear

Through a combination of cutting-edge technology, Clear’s proprietary lender match system, the largest lender network, and expert loan advisor support, Clear searches the marketplace quickly and efficiently to provide the most competitive loan approvals in the industry.

Contact

Headquarters

125 Park Ave
New York, NY 10017
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Hours of Operation

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