TVT Capital Small Business Loans Review

TVT Capital Small Business Loans is a business financing offering by TVT Capital, based in Roslyn, NY. Founded in 2008, TVT Capital offers access to business loans in 50 states (and Washington, DC).

What are TVT Capital Small Business Loans’s rates?

TVT Capital Small Business Loans offers a fixed APR business financing product that ranges from 7.99% APR up to 99% APR.

Does TVT Capital Small Business Loans charge an origination fee?

Yes, TVT Capital Small Business Loans charges a loan origination fee.

What limitations does TVT Capital Small Business Loans set on the purpose of the loan?

TVT Capital Small Business Loans considers loan applications for business purposes, such as:

• Business Debt Refinance
• Equipment Purchase
• Lease Improvement
• New Location
• Product or Service Expansion
• Working capital

What types of business loans does TVT Capital Small Business Loans offer?

Not all business loans are made equal. The type of loan you choose will determine the range of rates and terms you receive. TVT Capital Small Business Loans provides access to the following business loan types:

• Unsecured term loans
• Secured Term Loans
• Invoice Financing
• Merchant Cash Advances
• Commercial Real Estate
• ACH Cashflow Loans

Does TVT Capital Small Business Loans charge prepayment fees?

Yes, TVT Capital Small Business Loans charges additional fees to borrowers who pay off their loans sooner than anticipated. Take this into consideration when choosing a lender because prepayment penalties can reduce or even cancel the interest savings of repaying a loan early.

How much can you borrow from TVT Capital Small Business Loans?

Loan amounts start at $5,000 and go up to $2,000,000.

What do you need to qualify for TVT Capital Small Business Loans?

TVT Capital Small Business Loans requires companies to be in business for at least 3 months. Businesses must have a minimum annual revenue of $20,000 to be considered.

When it comes to credit scores, TVT Capital doesn't have a set minimum or maximum. People with all types of credit can apply.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. APRs for the TVT Capital Small Business Loans product fall outside of the MLA limits, and as a result, the product cannot be issued to these applicants. Active duty service members and their covered dependents are considered “covered borrowers" under the Military Lending Act.

U.S. citizens are, of course, eligible for the services offered by TVT Capital Small Business Loans. Permanent resident / green card holders are also eligible to apply.

To qualify, applicants may need to provide the following documentation:

• Proof of income
• Proof of identity

What is the estimated funding time for a business loan via TVT Capital Small Business Loans?

TVT Capital Small Business Loans can approve (or deny) a loan application within 24 hours and fund business loans within 2 business days of approval.