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Last Updated: 01/16/2026

First Financial NW CD

in CD Accounts from First Financial Northwest Bank

Last Updated: 01/16/2026

First Financial Northwest Bank logo
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Highlights

APY (Annual Percentage Yield)

N/A


Minimum Opening Deposit

$1

Certificate Term

  • 12 months
  • 18 months

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First Financial NW CD Review

First Financial NW CD are offered by First Financial Northwest Bank, a bank founded in 1923 and based in Snohomish, WA. First Financial NW CD are available in 50 states,Puerto Rico, and Washington, DC.

Key Takeaways

  • Only one CD type available. First Financial NW CD only offers traditional CD accounts.
  • Small minimum initial deposit. You only need $1 to open an account.
  • Limited selection of CD terms. First Financial NW CD only offers two CD terms. This limits your options when trying to set up a CD ladder.

Pros & Cons of First Financial NW CD

First Financial NW CD FAQ

Are CD from First Financial Northwest Bank federally insured?

No, your First Financial Northwest Bank CD accounts are not insured by a federal insurance agency. This means that if First Financial Northwest Bank were to fall into financial difficulties, your deposits are not covered by a government-backed insurance fund like the FDIC or NCUSIF.

What types of CDs does First Financial Northwest Bank offer?

First Financial NW CD provides the following types of CDs.
  • Traditional CDs. These CDs pay a fixed interest rate if you deposit a fixed amount of money for a specific term. Once the maturity date arrives, you have the option of cashing out or automatically renewing the CDs for another term.

What rates does First Financial Northwest Bank offer on its CDs?

What terms does First Financial NW CD offer?

First Financial Northwest Bank offers CD terms of the following lengths:

What is the minimum deposit to open a CD account with First Financial Northwest Bank?

First Financial NW CD require a minimum deposit of $1 to open an account.

What is the grace period for First Financial NW CD?

First Financial NW CD does not specify what their grace period is. A grace period is a period of time during which you can withdraw the money in your CD without paying an early withdrawal penalty. A grace period starts the day after a CD’s maturity date, or the final day a CD is opened. Standard CDs renew automatically at the same term if you don't withdraw your money after the grace period. Note that the new CD rates probably won’t be the same as the original.

What types of fees, such as early withdrawal penalties, does First Financial Northwest Bank charge?

Financial institutions don't typically charge many fees on CDs. However, most charge a fee if you choose to withdraw your money before the term ends.
First Financial Northwest Bank charges an early withdrawal fee.
First Financial Northwest Bank does charge any of the fees we track.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

Undefined 156th Ave Se
Snohomish, WA 98290
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Hours of Operation

Sunday
Closed
Monday
8:30AM - 3:30PM
Tuesday
8:30AM - 3:30PM
Wednesday
8:30AM - 3:30PM
Thursday
8:30AM - 3:30PM
Friday
8:30AM - 3:30PM
Saturday
Closed

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