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Last Updated: 05/14/2026
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Marcus Special promotional 10-month CD
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Last Updated: 05/14/2026
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Highlights
APY (Annual Percentage Yield)
5.05%(Verified 06/21/2024)
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Minimum Opening Deposit
Starting at $500
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Certificate Term
10 months
Marcus Special promotional 10-month CD Review
Marcus Special promotional 10-month CD is no longer available to new customers on SuperMoney. Click here to compare and quickly find the best options for your needs. |
Marcus Special promotional 10-month CD are offered by Goldman Sachs Bank USA, a bank founded in 1869 and based in New York, NY. Marcus are available in 50 states and Washington, DC.
Key Takeaways
- Very high annual percentage yield (APY). This account offers an annual percentage yield of up to 5.05%, which is much higher than the national average for a CD account.
- $500 minimum deposit. This is a typical minimum initial deposit for the CDs we track.
- Limited selection of CD terms. Marcus only offers one CD term. This limits your options when trying to set up a CD ladder.
Pros & Cons of Marcus Special promotional 10-month CD
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Marcus Special promotional 10-month CD FAQ
Are CD from Goldman Sachs Bank USA federally insured?
Yes, your Goldman Sachs Bank USA CDs are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #33124). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.
What types of CDs does Goldman Sachs Bank USA offer?
Marcus provides the following types of CDs.- Traditional CDs. These CDs pay a fixed interest rate if you deposit a fixed amount of money for a specific term. Once the maturity date arrives, you have the option of cashing out or automatically renewing the CDs for another term.
- Bump-up CDs. Bump-up CDs allow you to increase the interest rate you earn on your savings if the going interest rates rise. These CDs are useful in a changing interest rate environment.
- liquid CDs. Liquid CDs, often called risk-free or breakable CDs, are a type of no-penalty CD that allows you to take out your money before the CD matures without paying a penalty.
What rates does Goldman Sachs Bank USA offer on its CDs?
The CD rates for this account have an APY of5.05% (APY stands for annual percentage yield, rates may change). This is higher than the typical APY for online-only checking accounts, which is around 1.6% APY for 12-month CDs.
What terms does Marcus offer?
Goldman Sachs Bank USA offers CD terms of the following lengths:| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Certificate Term | 10 months | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| APY (Annual Percentage Yield) | 5.05% (see terms and conditions) | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 10-Month APY | 5.05% (see terms and conditions) | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What is the minimum deposit to open a CD account with Goldman Sachs Bank USA?
Marcus require a minimum deposit of $500 to open an account.
What is the grace period for Marcus?
There is a 10-day grace period for Marcus. A grace period is a period of time during which you can withdraw the money in your CD without paying an early withdrawal penalty. A grace period starts the day after a CD’s maturity date, or the final day a CD is opened. Standard CDs renew automatically at the same term if you don't withdraw your money after the 10-day grace period. Note that the new CD rates probably won’t be the same as the original.
What types of fees, such as early withdrawal penalties, does Goldman Sachs Bank USA charge?
Financial institutions don't typically charge many fees on CDs. However, most charge a fee if you choose to withdraw your money before the term ends.
Goldman Sachs Bank USA charges an early withdrawal fee.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Early Withdrawal Fee? | (see terms and conditions) | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Marcus Special promotional 10-month CD Disclosure: Marcus by Goldman Sachs® is a brand of Goldman Sachs Bank USA and Goldman Sachs & Co. LLC (“GS&Co.”), which are subsidiaries of The Goldman Sachs Group, Inc.
All loans, deposit products, and credit cards are provided or issued by Goldman Sachs Bank USA, Salt Lake City Branch. Member FDIC.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Message from Marcus
Contact
Hours of Operation
Sunday
All Day
Monday
All Day
Tuesday
All Day
Wednesday
All Day
Thursday
All Day
Friday
All Day
Saturday
All Day
Other Services by Goldman Sachs Bank USA
Other CD Accounts from Goldman Sachs Bank USA
APY (Annual Percentage Yield)
3.70% - 5.00%
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Minimum Opening Deposit
Starting at $500
Certificate Term
- 6 months
- 9 months
- 12 months
- 18 months
- 20 months
- 2 years
- 3 years
- 4 years
- 5 years
- 6 years
Rating not yet determined
APY (Annual Percentage Yield)
3.90%
Disclaimer popup with additional information
Minimum Opening Deposit
Starting at $500
Certificate Term
- 7 months
- 11 months
- 13 months
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