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Last Updated: 05/14/2026

USAlliance Financial CD Accounts

from USAlliance Federal Credit Union

Last Updated: 05/14/2026

USAlliance Federal Credit Union logo
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Highlights

APY (Annual Percentage Yield)

0.75% - 5.40%(Verified 06/21/2024)

Minimum Opening Deposit

Starting at $500

Certificate Term

  • 3 months
  • 6 months
  • 9 months
  • 11 months
  • 12 months
  • 18 months
  • 2 years
  • 3 years
  • 4 years
  • 5 years
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USAlliance Financial CD Accounts Review

USAlliance Financial CD Accounts are offered by USAlliance Federal Credit Union, a credit union founded in 1966 and based in Rye, NY. usalliance cd are available in 50 states and Washington, DC.

Key Takeaways

  • Only one CD type available. usalliance cd only offers traditional CD accounts.
  • Very high annual percentage yield (APY). This account offers an annual percentage yield of up to 5.40%, which is much higher than the national average for a CD account.
  • $500 minimum deposit. This is a typical minimum initial deposit for the CDs we track.
  • Wide selection of CD terms. usalliance cd allows you to create a CD ladder by spreading your cash across certificates with different terms. This combines the benefits of frequent access to funds and higher rates of return on your savings.

Pros & Cons of USAlliance Financial CD Accounts

USAlliance Financial CD Accounts FAQ

Are CD from USAlliance Federal Credit Union federally insured?

No, your USAlliance Federal Credit Union CD accounts are not insured by a federal insurance agency. This means that if USAlliance Federal Credit Union were to fall into financial difficulties, your deposits are not covered by a government-backed insurance fund like the FDIC or NCUSIF.

What types of CDs does USAlliance Federal Credit Union offer?

usalliance cd provides the following types of CDs.
  • Traditional CDs. These CDs pay a fixed interest rate if you deposit a fixed amount of money for a specific term. Once the maturity date arrives, you have the option of cashing out or automatically renewing the CDs for another term.

What rates does USAlliance Federal Credit Union offer on its CDs?

usalliance cd offers an APY starting at 0.75% and ranging up to 5.40%. APY stands for annual percentage yield and shows the interest rate paid by the CD after taking into account compounding.

What terms does usalliance cd offer?

USAlliance Federal Credit Union offers CD terms of the following lengths:

What is the minimum deposit to open a CD account with USAlliance Federal Credit Union?

usalliance cd require a minimum deposit of $500 to open an account.

What is the grace period for usalliance cd?

usalliance cd does not specify what their grace period is. A grace period is a period of time during which you can withdraw the money in your CD without paying an early withdrawal penalty. A grace period starts the day after a CD’s maturity date, or the final day a CD is opened. Standard CDs renew automatically at the same term if you don't withdraw your money after the grace period. Note that the new CD rates probably won’t be the same as the original.

What types of fees, such as early withdrawal penalties, does USAlliance Federal Credit Union charge?

Financial institutions don't typically charge many fees on CDs. However, most charge a fee if you choose to withdraw your money before the term ends.
USAlliance Federal Credit Union charges an early withdrawal fee.
USAlliance Federal Credit Union does charge any of the fees we track.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

411 Theodore Fremd Ave
Suite 350
Rye, NY 10580
(800) 431-2754
Visit Site
Email Support

Hours of Operation

Sunday
Closed
Monday
8:45AM - 4:30PM
Tuesday
8:45AM - 4:30PM
Wednesday
8:45AM - 4:30PM
Thursday
8:45AM - 4:30PM
Friday
8:45AM - 4:30PM
Saturday
9:00AM - 2:00PM

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Other CD Accounts from USAlliance Federal Credit Union

USAlliance Federal Credit Union logo
USAlliance Financial Certificate Accounts
Rating not yet determined
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APY (Annual Percentage Yield)

0.75% - 5.00%
Disclaimer popup with additional information

Minimum Opening Deposit

$0

Certificate Term

  • 3 months
  • 6 months
  • 9 months
  • 11 months
  • 12 months
  • 18 months
  • 2 years
  • 3 years
  • 4 years
  • 5 years
Show More
Visit Site

SuperMoney Net Recommendation Score

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The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

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