Northpointe Bank Free Checking Account

Northpointe Bank Free Checking Account Review

Northpointe Bank Free Checking Account is offered by Northpointe Bank, a bank founded in 1999 and based in Grand Rapids, MI. Northpointe checking account is available in 50 states (and Washington, DC).

Key Takeaways

• 0% APY. As with most checking accounts, Northpointe Bank Free Checking Account does not pay interest.
• $0 monthly fee. This account does not charge any monthly account fees.
• $100 minimum opening deposit. This is a typical minimum initial deposit, but there are accounts that require a smaller initial deposit or have no minimum.
• No ATM fees. Northpointe Bank Free Checking Account does not charge fees on ATM transactions.
• ATM fee rebates. This account will reimburse you for ATM fees (see terms and conditions for details).
• Bill pay. Pay your bills to practically anyone in the United States when you enroll in Northpointe Bank mobile or online banking.

Northpointe checking account Pros & Cons

Northpointe checking account FAQ

Are checking accounts from Northpointe Bank federally insured?

Yes, your deposits are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does Northpointe checking account offer?

Northpointe checking account is not an interest-bearing account.

What are the account minimums for Northpointe checking account?

Northpointe checking account requires a minimum initial deposit of $100 to open an account.

What fees does Northpointe checking account charge?

The good news is that this account does not have a monthly Service Charge.

Does Northpointe checking account charge overdraft fees?

What features and perks does Northpointe checking account offer?

This account includes the following features:

• ATM rebates - This account will reimburse you for any domestic ATM fees.
• Fraud monitoring - Northpointe checking account monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
• Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
• Mobile Banking Services - Northpointe checking account allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
• Nationwide ATM network - Conveniently transact at a nearby ATM.

What is the customer support email for Northpointe checking account?

The customer support email for Northpointe checking account is support@northpointe.com.