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  Northpointe Bank Checking Account

Northpointe Bank Checking Account

in Checking Accounts from Northpointe Bank

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Northpointe Bank Checking Account

Unaffiliated

in Checking Accounts from Northpointe Bank

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Highlights
Highlights
Monthly Fee $0
Minimum Balance to Avoid Monthly Fee N/A
ATM Fee: Out-of-Network $0
APY 0.01% - 1.5%

Overview

Where is Northpointe Bank Checking Account available?

Northpointe Bank is based in Grand Rapids, MI. It was founded in 1999 and offers banking services in 50 states (and Washington, DC).

Is Northpointe Bank Checking Account insured by the FDIC

Deposits in Northpointe Bank Checking Account are insured by the Federal Deposit Insurance Corporation (FDIC). The FDIC insures deposits in checking accounts, savings accounts, certificates of deposit (CDs), and money market accounts up to $250,000 per depositor.

What APY does Northpointe Bank offer?

Northpointe Bank Checking Account offers an APY starting at 0.01% and ranging up to 1.5% (APY stands for annual percentage yield, rates may change).

Northpointe Bank Checking Account Rates and Terms
Rates Amount
APY (Annualized Percentage Yield) 0.01% - 1.5%

What are the account minimums for Northpointe Bank Checking Account?

Northpointe Bank Checking Account requires a minimum initial deposit of $100 to open an account.
Northpointe Bank Checking Account Account Minimums
Description Amount
Minimum Initial Deposit $100

What fees does Northpointe Bank Checking Account charge?

The good news is that this account does not charge a monthly maintenance fee.

Northpointe Bank Checking Account Fees
Fees Amount
Early Account Closure $10
Non-Sufficient Funds $29
Overdraft Item Fee $29
Overdraft Protection Fee (per transfer) $8
Returned Deposit Fee (International) $10
Outgoing Domestic Bank Transfer Fee $20
Outgoing International Bank Transfer Fee $60
Early Closure Fee $10
Paper Statement Fee $5

What features and perks does Northpointe Bank Checking Account offer?

This account includes the following features:

  • ATM reimbursement - This account will reimburse you for the ATM fees charged by other networks.
  • Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - Northpointe Bank Checking Account allows you to manage your money online. This includes depositing checks in your account with your smartphone.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.
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Other Services by Northpointe Bank

Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Minimum Initial Deposit $100
Monthly Fee $0
ATM Fee: In-Network $0
ATM Fee: Out-of-Network $0
Debit Card Replacement Fee $0
Online Bill Pay Fee $0
Wire Transfer Fee - International (Incoming) $0
Wire Transfer Fee - Domestic (Incoming) $0
Paper Statement Fee $5
NSF Fee $29
Overdraft Protection Fee (per transfer) $8
Overdraft Item Fee $29
Early Account Closure $10
Returned Deposit Fee (Domestic) $10
Stop Payment Fee $25
Foreign Transaction Fee (Debit Card) 1%
Wire Transfer Fee - Domestic (Outgoing) $20
Wire Transfer Fee - International (Outgoing) $60
Returned Deposit Fee (International) $10
Bank Account Features
  • ATM Reimbursement
  • Bauer Financial A+/A Rating
  • Debit Card
  • Free Bill Pay
  • Interest Bearing Account
  • IRAs
  • Mobile Banking
  • Mobile Check Deposit
  • Nationwide ATM Network
  • No ATM Fees
  • No Monthly Maintenance Fee
APY 0.01% - 1.5%

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