Skip to content
SuperMoney logo
SuperMoney logo

Is Chime MyPay® the right fit for you?

Visit Site
Cash Advances
Payday Loans
1 more
Advertiser Disclosure

Last Updated: 02/11/2026

Chime MyPay®

from Chime®

Last Updated: 02/11/2026

Chime® logo
Visit Site
Rating not yet determined1 total votes
1 users recommend
Cast Your Vote icon
Cast Your Vote

Get Competing Cash Advance Offers

Compare cash advance offers from multiple vetted lenders.

Compare cash advance offers from multiple vetted lenders.

Discover your lowest eligible rate in minutes.

Discover your lowest eligible rate in minutes.

See how much you qualify for and what your monthly payment will be.

See how much you qualify for and what your monthly payment will be.

Get Personalized Rates

It's quick, easy, and won't hurt your credit score.

Highlights icon

Highlights

Key Takeaway 3

N/A

Amount Range

Up to $500
Disclaimer popup with additional information

Fee

$2 - $5
Disclaimer popup with additional information

Minimum Monthly Income

N/A

Speech bubbles icon

Chime MyPay® Review

Chime MyPay® is offered by Chime®, a nonbank financial services provider founded in 2012 and based in San Francisco, CA. Chime MyPay® are available in 50 states, 5 US territories, and Washington, DC.

Chime MyPay® FAQ

What rates and fees does Chime MyPay® charge?

Chime MyPay® offers advances with fees ranging from $2 to $5.

How much cash can you access from Chime MyPay®?

We don't have information on the cash advance amounts available through Chime MyPay®.

What is the maximum term you can get with Chime MyPay®?

Chime® offers avances with a maximum term of 90 days.

What do you need to qualify for Chime MyPay®?

Chime MyPay® does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
Chime MyPay® does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Chime MyPay®.
To qualify, applicants may need to provide the following documentation:
  • Proof of income
  • Driver's license or other government photo ID
  • Proof of identity
  • Proof of citizenship or residence permit

Does Chime MyPay® run credit checks?

Yes, Chime MyPay® will check your credit when you apply for a cash advance.

Is Chime® a legit company?

Chime® was founded in 2012, it is a well-established company that has been in business for 14 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
Chime MyPay® Disclosure: Disclosures: MyPay® line of credit provided by The Bancorp Bank, N.A. or Stride Bank, N.A. MyPay services provided by Chime Capital, LLC (NMLS 2316451). To be eligible for MyPay, you must receive qualifying direct deposits to your Chime Checking Account as set forth in the MyPay Agreement. A qualifying direct deposit is a deposit from an employer, payroll provider, gig economy payer, government benefi ts payer, or other permitted source of income by Automated Clearing House (“ACH”) or Original Credit Transaction (“OCT”). Your MyPay Credit Limit and Maximum Available Advance may change at any time. MyPay is a line of credit and available limits are based on estimated income and risk-based criteria. Eligible members may be offered a $20 - $500 Credit Limit per pay period. Your Credit Limit and Maximum Available Advance will be displayed to you within the Chime app. MyPay is currently only available to eligible Chime members in certain states. Other restrictions may apply. See Bancorp MyPay Agreement or Stride MyPay Agreement for details.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

PO Box 417
San Francisco, CA 94104
(844) 244-6363
Visit Site
Email Support

Hours of Operation

Sunday
All Day
Monday
All Day
Tuesday
All Day
Wednesday
All Day
Thursday
All Day
Friday
All Day
Saturday
All Day

Other Services by Chime®

Checking Accounts
117
17

148 Reviews

Savings Accounts
19
10

31 Reviews

Credit Cards

Be the first to rate

SuperMoney Net Recommendation Score

Not enough SuperMoney users have reviewed this product to provide a recommendation score or rating.

+100

-1000+100
No one recommends
Everyone recommends
The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

Chime MyPay® Community Reviews

Would you recommend Chime MyPay® to your friends?

U

Anonymous

Oct 7, 2025

May or may not recommend

Ir is easy ro understand and find the correct people you need to pay

Showing 1 of 1 reviews

You might also like