Is Clarity Debt Resolution the right fit for you?
Debt Settlement
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Last Updated: 09/17/2025
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Highlights
Minimum Debt Owed
$15,000
Settlement Fee %
15% - 25%(Verified 08/28/2024)
Monthly Maintenance Fee
$0(Verified 08/28/2024)
Clarity Debt Resolution Review
Clarity Debt Resolution is a debt settlement company based in Irvine, CA. It offers debt relief services to borrowers in 36 states (and Washington, DC). Clarity Debt Resolution was founded in 2021. It is an established company that has been in business for 5 years.
Key Takeaways
- Minimum debt balance of $15,000. Clarity Debt Resolution is recommended for clients who have a total debt balance of $15,000 or more, and will only settle accounts with a minimum balance of $250 per account.
- IAPDA accredited. Clarity Debt Resolution invests in the training and accreditation of its debt resolution specialists by the International Association of Professional Debt Arbitrators (IAPDA). However, it's not a member of the Association for Consumer Debt Relief (ACDR), the debt settlement industry's major trade association.
- Established company. Clarity Debt Resolution has been in business for 5 years.
- Multiple types of debt. Clarity Debt Resolution settles private student loans, business debt, and all types of unsecured debt, such as credit cards and personal loans.
- Available in most states. Clarity Debt Resolution is available in 35 states,andPuerto Rico, and Washington, DC.
Clarity Debt Resolution Pros & Cons
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Clarity Debt Resolution FAQ
What does Clarity Debt Resolution do?
Clarity Debt Resolution offers debt relief services for the following types of debt:
- Unsecured debt, such as credit card debt, medical debt, and personal loans.
- Business debt.
- Private student loans.
What does Clarity Debt Resolution charge?
Clarity Debt Resolution charges a settlement fee based on the debt handled. Instead of monthly payments or upfront fees, Clarity Debt Resolution only collects a fee once a settlement has been reached. Fees are calculated as a percentage of the enrolled debt and may vary by state. Across the industry, debt settlement clients typically see a 45% to 60% reduction of their enrolled debt before fees.
Clarity Debt Resolution settlement fees typically range from 15% of the enrolled debt up to 25% of the enrolled debt, depending on state regulations.
Debt relief fees and settlement terms can vary based on your state and individual circumstances, so it’s best to speak directly with Clarity Debt Resolution for an accurate quote.
Does Clarity Debt Resolution offer a guarantee?
No, Clarity Debt Resolution does not have a money back guarantee. Some debt settlement companies advertise a money-back guarantee that typically states you won't be charged until your debt is settled. However, it is illegal for debt settlement companies to charge upfront fees before an account is settled. So these guarantees offer little added value to consumers.What is the minimum debt Clarity Debt Resolution will consider?
Clarity Debt Resolution is recommended for customers with an unsecured debt of $15,000 or more. Customers with less than $15,000 of unsecured debt may benefit from a debt consolidation loan or credit counseling services.Does Clarity Debt Resolution perform its own servicing in-house?
Yes, Clarity Debt Resolution employs its own in-house servicing staff who manage the process and negotiate settlements on behalf of their customers.
What accreditations does Clarity Debt Resolution have?
The two main trade associations in the debt relief services space are the Association for Consumer Debt Relief (ACDR) and the International Association of Professional Debt Arbitrators (IAPDA).
- Clarity Debt Resolution is not an accredited ACDR member.
- Clarity Debt Resolution is an IAPDA member.
Is Clarity Debt Resolution a legit company?
Clarity Debt Resolution was founded in 2021. It is an established company that has been in business for 5 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
SundayClosedMonday8:30AM - 4:30PMTuesday8:30AM - 4:30PMWednesday8:30AM - 4:40PMThursday8:30AM - 4:30PMFriday8:30AM - 4:30PMSaturdayClosed
Other Services by Clarity Debt Resolution Inc
SuperMoney Net Recommendation Score
Not enough SuperMoney users have reviewed this product to provide a recommendation score or rating.
-100
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Everyone recommends
Clarity Debt Resolution Community Reviews
Would you recommend Clarity Debt Resolution to your friends?
MA
Michael A.
Sep 17, 2025
May or may not recommend
Clarity grossly overpromises and underdelivers.
They start you with enticingly low payment amounts -- but those funds don't go to the creditors. They go into escrow that Clarity makes its own profits from. Creditors get nothing, for months.
Then, to add every successive creditor to your original and affordable payment plan, Clarity adds exorbitant monthly surcharges, not much lower than you'd be paying them anyway, that make it impossible to pay your ...Show More
AA
A6699 A.
Dec 12, 2024
May or may not recommend
you will not be aware that every month their legal plan veritas will charge you every month of $59. Plus on your first month, this veritas legal plan deduct 550 on their fees. I am not sure how could i remove myself in this situation with them. This is my second month and of course until now they havent negotiated with any of the creditors. They ...Show More
Nicola D.
Jul 23, 2024
May or may not recommend
This information is very false. Please check your sources. This company is a scam. 25% fees? Try 83%. Open 7 days a week? No. If you call at anytime on a Friday they claim it is very late on a Friday and cannot get you any information on your account until next week during business hours. Meanwhile, they are 3 hours behind my timezone, supposedly. How is it always too ...Show More
Showing 3 of 3 reviews
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