Is Experian CreditWorks℠ the right fit for you?
Last Updated: 12/11/2025
SuperMoney User Recommendation Score +67
Strongly recommended9 total votes
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Highlights
Community Rating
Strongly recommended
Fix Credit Report Errors
Identity Protection
- Identity Theft Insurance
- Identity Theft Monitoring
- Identity Restoration Support
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Free Trial Available
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Monthly Service Fee
$0 - $24.99(Verified 08/14/2025)
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Number of Reviews
Experian CreditWorks℠ Review
Experian CreditWorks℠ Pros & Cons
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Experian CreditWorks℠ FAQ
What is Experian CreditWorks℠?
Experian® is based in Costa Mesa, CA and was founded in 1980. Credit monitoring is the process of reviewing your credit reports for accuracy and changes that may be caused by fraudulent activity. You can monitor your credit by yourself or by using a credit monitoring service, such as Experian CreditWorks℠.
How much is Experian CreditWorks℠?
Experian CreditWorks℠ charges a monthly fee that ranges from $0 up to $24.99.Does Experian CreditWorks℠ offer a trial?
Experian offers a 7-day $1 Trial with enrollment in Experian CreditWorksSM, with a monthly fee of $21.95 should you choose to keep your membership.How accurate is Experian CreditWorks℠?
Experian CreditWorks℠ is as accurate as the information on your credit bureau reports. Only you can tell if the information is incorrect or incomplete.Experian CreditWorks℠ offers access to all three credit reports, which is a huge benefit if you want to ensure all the information used by creditors is accurate.
Your credit reports can differ significantly depending on which credit bureau's data you use. So, it is a good practice to check all three credit reports.
Experian CreditWorks℠ offers access to the credit reports mentioned below.
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Credit scores also vary depending on the model used, such as Vantage or FICO®. Experian CreditWorks℠ does not give you access to your FICO® Score. Other score models, such as VantageScore, are useful but they don't show you the score most lenders are looking at.
How often does Experian CreditWorks℠ update?
Experian CreditWorks℠ allows you to check an updated version of your credit report
What features does Experian CreditWorks℠ offer?
Here is a summary of the features Experian CreditWorks℠ offers.
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| Credit Bureau Reports |
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| Credit Monitoring Features |
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| Credit Report Frequency | Anytime | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Identity Protection |
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| Free Trial Available? | (see terms and conditions) | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Does Experian CreditWorks℠ offer identity protection?
Experian CreditWorks℠ does not provide identity protection services.What is the identity theft insurance limit?
Does Experian® help with fixing credit report errors?
Yes, Experian® helps dispute incorrect or incomplete items on their credit reports.Does Experian® help you put a credit freeze on your credit report?
No, Experian® does not help you put a freeze on your credit report. This article provides a detailed step-by-step guide on how you can do it yourself.
How to contact Experian®?
The easiest way to contact Experian® is visit their website and go to their help and support page. You can typically find a link on the footer of their homepage. If you're interested in opening an account, click here.
How to cancel Experian CreditWorks℠ membership?
To cancel your Experian® membership, log in as you usually do. Go to your profile or account page and request a membership cancellation.
How can I join Experian®?
- Visit the Experian® website.
- Fill in the enrollment form. You will typically need to provide general financial information, such as your name, Social Security Number, and address.
- Check the information is accurate and submit your application.
Experian CreditWorks℠ Disclosure: If you follow the link above you will receive your Experian $1 Credit Report and FICO® Score and you will begin your 7-day trial membership in Experian CreditWorksSM. If you don't cancel your membership within the 7-day trial period, you will be billed $21.95 for each month that you continue your membership. You may cancel your trial membership anytime within the trial period without charge.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Message from Experian CreditWorks℠
Hours of Operation
Sunday
8:00AM - 5:00PM
Monday
6:00AM - 8:00PM
Tuesday
6:00AM - 8:00PM
Wednesday
6:00AM - 8:00PM
Thursday
6:00AM - 8:00PM
Friday
6:00AM - 8:00PM
Saturday
8:00AM - 5:00PM
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Identity Protection
N/A
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Free Trial Available
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Monthly Service Fee
$0
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Sponsored
Experian IdentityWorks℠
Sponsored
Fix Credit Report Errors
Identity Protection
- Identity Restoration Support
- Identity Theft Insurance
- Identity Theft Monitoring
Free Trial Available
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Monthly Service Fee
$9.99 - $19.99
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SuperMoney Net Recommendation Score
SuperMoney users strongly recommend this product, giving it a user recommendation score of +67, or 4.3 on a 5-point rating scale.
+67
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No one recommends
Everyone recommends
Experian CreditWorks℠ Community Reviews
Would you recommend Experian CreditWorks℠ to your friends?
JD
Jazmine D.
Aug 12, 2021
May or may not recommend
Yeah it’s not free but it’s worth it to know how to fix or work on it even build credit. I wish I was taught these things before having to learn the hard way. But with Experian I’m able to check my credit and monitor it frequently to know what’s reporting to my credit and it’s taught me how to build it. How doing certain things to certain accounts to ...Show More
BW
Brennan W.
Feb 24, 2021
May or may not recommend
Experian was amazing to work with, customer service was very responsive if I ever had an issue. I got notifications anytime my credit score changed so I would know if I was in good or bad ranges. I would recommend this to anyone looking to closely monitor their credit score.
IF
Isbeth F.
Jan 15, 2021
May or may not recommend
I did give this a try for the credit boost feature it has but it seems not all the quirks are figured out just yet. Some of my recurring payments that have been going on for years aren’t being recognized by the system. Kind of frustrating when you’re expected to pay for that service.
KF
Karissa F.
Jan 5, 2021
May or may not recommend
I would definitely recommend Experian CreditWorks to anyone looking to better their credit because not only does Experian allow you to see your credit anytime you wish, but they also help you keep up with your credit score by tracking your score and letting you know when your score has changed. The best part is that you don’t even have to constantly check your score to know what’s going on. ...Show More
TQ
Tatiana Q.
Dec 23, 2020
May or may not recommend
Experian was the first company used to keep track of my credit scores. They provide alerts when your credit number changes. Another excellent resource that Experian gives advice in how to avoid lowered credit scores and how to best pay off debts. By providing different sets of resources in which level of monitoring one needs or can afford.
Customer service agents are extremely friendly and eager ...Show More
RE
Rayla E.
Nov 2, 2020
May or may not recommend
I honestly downloaded this in the hopes of having a reliable and affordable tool for monitoring my FICO credit score. I paid the monthly fee and monitored it daily. What I noticed was that my credit score was only changing by about 1 point per month according to Experian, but according to Creditwise and CreditKarma it was changing a lot. When I called customer service to try and figure it ...Show More
OD
Olivia D.
Oct 28, 2020
May or may not recommend
Experian is user friendly and gets you the information you are looking for quickly and without hassle. It also gives you the option to sign up for email alerts to let you know when your credit rises or falls, which is very helpful as a consumer. Everything is immediate and I would recommend this service.
Andre W.
Aug 21, 2019
May or may not recommend
Great app i definitely helped me get my credit straight
U
Anonymous
Apr 3, 2019
May or may not recommend
Experian is one of the three big credit bureaus. You're going directly to the source for your data.
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