Experian CreditWorks

Claimed

in Credit Monitoring Services from Experian

SuperMoney Net Recommendation Score +67

Strongly recommended

7 users recommend

1 user is unsure

1 user doesn't recommend

Highlights
Community Rating	Strongly recommended
Monthly Maintenance Fee	$21.95 (Verified 08/04/2023)
Number of Reviews	9

Experian CreditWorks Review

Experian CreditWorks Pros & Cons

Pros

Cons

Offers access to the data of multiple credit bureaus.
Experian's credit report.
TransUnion's credit report.
Equifax's credit report.
FICO Score available.
Helps with disputing errors on your credit report.
Will help you put a freeze on your credit report.
Free trial available.
Access to all three national credit bureau reports.
Access your updated credit report anytime you want.
Provides identity protection.

No free credit monitoring.

Experian CreditWorks FAQ

What is Experian CreditWorks?

Experian is based in Costa Mesa, CA and was founded in 1980. Credit monitoring is the process of reviewing your credit reports for accuracy and changes that may be caused by fraudulent activity. You can monitor your credit by yourself or by using a credit monitoring service, such as Experian CreditWorks.

How much is Experian CreditWorks?

Experian CreditWorks charges a monthly fee of of $21.95.

Does Experian offer free credit monitoring services?

No, Experian CreditWorks does not offer free credit monitoring.

Does Experian CreditWorks offer a free trial?

Yes, Experian CreditWorks offers the option of a trial for a nominal price. However, check the terms of the trial. Usually, trials require a small fee and auto-renew into a full membership after the trial period.

How accurate is Experian CreditWorks?

Experian CreditWorks is as accurate as the information on your credit bureau reports. Only you can tell if the information is incorrect or incomplete.

Experian CreditWorks offers access to all three credit reports, which is a huge benefit if you want to ensure all the information used by creditors is accurate.

Your credit reports can differ significantly depending on which credit bureau's data you use. So, it is a good practice to check all three credit reports.

Experian CreditWorks offers access to the credit reports mentioned below.

Credit Bureau Reporting

Experian Equifax TransUnion

Credit scores also vary depending on the model used, such as Vantage or FICO 8. Experian CreditWorks gives you access to your FICO score, which is the model most widely used by lenders.

How often does Experian CreditWorks update?

Experian CreditWorks allows you to check an updated version of your credit report anytime you want.

What features does Experian CreditWorks offer?

There are many credit monitoring services, free and premium, to choose from. So, you can get picky when it comes to credit monitoring features. Here is a summary of the features Experian CreditWorks offers.

Experian CreditWorks Features
Description
Credit Bureau Reporting	Experian Equifax TransUnion
Credit Monitoring Features	Mobile App Credit Change Alerts Dispute Help Account Freeze Help Free Trial Available Triple Bureau Credit Monitoring Online Credit Education FICO Score Available
Credit Report Frequency	Anytime
Free Trial Available?
Identity Protection	Identity Theft Monitoring

Does Experian CreditWorks offer identity protection?

Experian CreditWorks offers the following identity protection service.

Identity Protection
Supported Options	Unsupported Options
Identity Theft Monitoring	Identity Theft Insurance Identity Restoration Support

Does Experian CreditWorks help with fixing credit report errors?

Yes, Experian CreditWorks helps dispute incorrect or incomplete items on their credit reports.

Does Experian CreditWorks help you put a credit freeze on your credit report?

Yes, Experian CreditWorks Will help you put a freeze on your credit report with all three credit bureaus.

How to contact Experian CreditWorks?

The easiest way to contact Experian CreditWorks is visit their website and go to their help and support page. You can typically find a link on the footer of their homepage. If you're interested in opening an account, click here.

How to cancel Experian CreditWorks?

To cancel your Experian CreditWorks account, log in as you usually do. Go to your profile or account page and request a membership cancellation.

How can I join Experian CreditWorks?

Visit the Experian CreditWorks website.
Fill in the enrollment form. You will typically need to provide general financial information, such as your name, Social Security Number, and address.
Check the information is accurate and submit your application.

Experian CreditWorks Disclosure: If you follow the link above you will receive your Experian $1 Credit Report and FICO® Score and you will begin your 7-day trial membership in Experian CreditWorksSM. If you don't cancel your membership within the 7-day trial period, you will be billed $21.95 for each month that you continue your membership. You may cancel your trial membership anytime within the trial period without charge.

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