Is Nav Business Credit Monitoring the right fit for you?
Last Updated: 08/14/2025
SuperMoney User Recommendation Score +25
Mostly recommended20 total votes
Cast Your Vote
Compare All Credit Monitoring Services
Filter & compare all your options in one place.
Highlights
Community Rating
Mostly recommended
Fix Credit Report Errors
Identity Protection
- Identity Theft Insurance
- Identity Theft Monitoring
- Identity Restoration Support
Monthly Service Fee
$0 - $74.99(Verified 08/14/2025)
Disclaimer popup with additional information
Number of Reviews
Nav Business Credit Monitoring Review
Nav Business Credit Monitoring Pros & Cons
| Pros | Cons |
|
|
Nav Business Credit Monitoring FAQ
What is Nav Business Credit Monitoring?
Nav is based in South Jordan, UT and was founded in 2012. Credit monitoring is the process of reviewing your credit reports for accuracy and changes that may be caused by fraudulent activity. You can monitor your credit by yourself or by using a credit monitoring service, such as Nav Business Credit Monitoring.
How much is Nav Business Credit Monitoring?
Nav Business Credit Monitoring charges a monthly fee that ranges from $0 up to $74.99.Does Nav Business Credit Monitoring offer a trial?
No, Nav Business Credit Monitoring does not offer a free trial. However, that's not a problem because it already provides free credit monitoring services.How accurate is Nav Business Credit Monitoring?
Nav Business Credit Monitoring is as accurate as the information on your credit bureau reports. Only you can tell if the information is incorrect or incomplete.Nav Business Credit Monitoring offers access to all three credit reports, which is a huge benefit if you want to ensure all the information used by creditors is accurate.
Your credit reports can differ significantly depending on which credit bureau's data you use. So, it is a good practice to check all three credit reports.
Nav Business Credit Monitoring offers access to the credit reports mentioned below.
| |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Credit scores also vary depending on the model used, such as Vantage or FICO®. Nav Business Credit Monitoring does not give you access to your FICO® Score. Other score models, such as VantageScore, are useful but they don't show you the score most lenders are looking at.
How often does Nav Business Credit Monitoring update?
Nav Business Credit Monitoring allows you to check an updated version of your credit report
What features does Nav Business Credit Monitoring offer?
Here is a summary of the features Nav Business Credit Monitoring offers.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Credit Bureau Reports |
| ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Credit Monitoring Features |
| ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Credit Report Frequency | Monthly | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Identity Protection |
| ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Does Nav Business Credit Monitoring offer identity protection?
Nav Business Credit Monitoring does not provide identity protection services.What is the identity theft insurance limit?
Nav Business Credit Monitoring offers a maximum coverage for identity theft of $1,000,000.Does Nav help with fixing credit report errors?
No, Nav does not help with credit report error disputes.Does Nav help you put a credit freeze on your credit report?
No, Nav does not help you put a freeze on your credit report. This article provides a detailed step-by-step guide on how you can do it yourself.
How to contact Nav?
The easiest way to contact Nav is visit their website and go to their help and support page. You can typically find a link on the footer of their homepage. If you're interested in opening an account, click here.
How to cancel Nav Business Credit Monitoring membership?
To cancel your Nav membership, log in as you usually do. Go to your profile or account page and request a membership cancellation.
How can I join Nav?
- Visit the Nav website.
- Fill in the enrollment form. You will typically need to provide general financial information, such as your name, Social Security Number, and address.
- Check the information is accurate and submit your application.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Message from Nav
Contact
Headquarters
Other Services by Nav
Business Loans
Be the first to rate
Business Credit Cards
Be the first to rate
SuperMoney Net Recommendation Score
SuperMoney users mostly recommend this product, giving it a user recommendation score of +25, or 3.5 on a 5-point rating scale.
+25
-1000+100
No one recommends
Everyone recommends
Nav Business Credit Monitoring Community Reviews
Would you recommend Nav Business Credit Monitoring to your friends?
Stainless D.
Jun 28, 2022
May or may not recommend
I have been using the paid service for over a year and my report says I owe money and have high credit usage even though I've paid all of my bills. Says I have a court filing against me from March but I go to the court website and nothing is coming up against me or my company. I feel ripped off and NO this company hasn't helped my business ...Show More
U
Anonymous
Oct 5, 2021
May or may not recommend
Im a new client, I have not been navigating the site long. I would like to receive a update on the site process and my opinion or suggestions for the site offered at the time.
MW
Micheal W.
Jan 2, 2021
May or may not recommend
The one thing I love about Nav is I get to see my business information and personal credit info in one place. They have been a great help in building my credit score and their information and updates are also wonderful. All for free.
I would strongly recommend this for business owners, and for those that are trying to build their credit score.
RJ
Richard J.
Jun 8, 2019
May or may not recommend
I went to NAV for advice about how to get $350k in business expansion loans to buy a warehouse instead of renting a garage as my storage facility and to upgrade my vehicles from employee pickup trucks to cargo vans.
The person with whom I dealt was Emily, but instead of advice, she told me I could get everything I needed right now, and suddenly, I had emails and phone ...Show More
U
Anonymous
Aug 6, 2018
May or may not recommend
I've had great success with Nav. I've used their free services and paid services. I used their paid services when I need to get specific details on my credit reports in order to get financing for my business. It gave me the information I needed and they had a fantastic team that helped me get financing. Then I went back to their free version and I keep getting all the ...Show More
Suzette M.
Jul 19, 2018
May or may not recommend
I was immediately charged, no 7 day free trial as stated on the site. I cancelled my subscription after using the site for about 15 minutes, but was charged $29.99 two more times. There is no customer service phone line like there is for legitimate businesses. I was finally able to cancel after several attempts, but never recovered any of my money.
HM
Hugh M.
Jul 18, 2018
May or may not recommend
Got my businesses score and my dandb score for free. They send me updates. What's not to like.
Margaux M.
Apr 22, 2018
May or may not recommend
Nav was a free service and I had tradelines showing. I paid to see one report but they didn't show me the one report that I paid for so I cancelled the service. Now I have no trade lines showing. They are a scam. Dun & Bradstreet says that I do have tradelines. I just got off the phone with them. I have eight business credit cards.
Jordan T.
Feb 9, 2018
May or may not recommend
Nav helped me improve my credit score by over 200 points. The team over there is exceptional. Having the ability to view my personal and business credit scores in one site is incredibly beneficial. This is the credit monitoring company of the future. Light years ahead of the competition!
bry G.
Dec 23, 2017
May or may not recommend
don't pay for this, it is not the correct reporting go to directly to the d&s or exp. I paid for nav only to find out they are putting someone eles name on my business, I have sent nav the reports and they won't even respond to take care of their untrue reporting DON'T USE NAV.. ITS A WASTE OF MONEY...
U
Anonymous
Aug 23, 2017
May or may not recommend
I love the fact that I can see my business and personal credit information in one place, and the tools they have throughout their site have helped me get approved for some financing for my business.
U
Anonymous
Jul 24, 2017
May or may not recommend
I have learned so much from Nav and the tools they provide to help me in all areas of my business. I have recommended them to other business owners that I come in to contact with.
JC
Jeff C.
Jun 28, 2017
May or may not recommend
Not sure why others say this is a scam? It's free - like Credit Karma, but for small business credit reports. It's great info to have. They do have an account you can pay for more credit details, but it's less than you pay at dun and bradstreet. I haven't tried it, but you can get business credit cards and loans on Nav's site too that's supposedly recommended based on ...Show More
JN
Jamison N.
Jun 28, 2017
May or may not recommend
Nav helped me get my credit back on track through its nifty updates and super informative blog. I'd recommend it to anyone.
U
Anonymous
Jun 22, 2017
May or may not recommend
Nav offers a standard account that'll show you what you need to do to getting started building business credit. 5 minutes spent signing up & getting set up helped us immensely!
S W.
Jun 22, 2017
May or may not recommend
Because of Nav, I have gotten a great business credit card and check my business credit score every week.
U
Anonymous
Jun 14, 2017
May or may not recommend
The free plan is simple and informative. Beats paying D&B $50 just for a report.
Tedd G.
Apr 6, 2017
May or may not recommend
You can get everything they offer in their paid plans for free elsewhere and you can't even cancel with them on their paid plans without calling in to cancel. They say it's to verify your identity and protect your credit data, but they don't have to verify it's you to start taking your money.
U
Anonymous
Nov 5, 2015
May or may not recommend
If you pay the $29.99 for "30 days" and cancel it before then you loose all of your money and they refuse to refund you partial or keep your account available until the end of the 30 day period. This is a total scam and a rip off
U
Anonymous
Mar 14, 2015
May or may not recommend
I couldn't understand why my husband's painting business (that he has owned and operated for 20+ years) was being denied for a line of credit by our bank. Creditera helped us to see that there was some inaccurate information on our credit report. Now we have fixed it and have the line of credit we needed.
Showing 20 of 20 reviews
4 other reviews that are currently hidden