Last Updated: 12/11/2025
SuperMoney User Recommendation Score +86
Strongly recommended7 total votes
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Highlights
Community Rating
Strongly recommended
Fix Credit Report Errors
Identity Protection
- Identity Restoration Support
- Identity Theft Insurance
- Identity Theft Monitoring
Free Trial Available
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Monthly Service Fee
$9.99 - $19.99(Verified 05/02/2025)
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Number of Reviews
Experian IdentityWorks℠ Review
Experian IdentityWorks℠ Pros & Cons
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Experian IdentityWorks℠ FAQ
What is Experian IdentityWorks℠?
Experian® is based in Costa Mesa, CA and was founded in 1980. Credit monitoring is the process of reviewing your credit reports for accuracy and changes that may be caused by fraudulent activity. You can monitor your credit by yourself or by using a credit monitoring service, such as Experian IdentityWorks℠.
How much is Experian IdentityWorks℠?
Experian IdentityWorks℠ charges a monthly fee that ranges from $9.99 up to $19.99.Does Experian IdentityWorks℠ offer a trial?
Experian offers a 7-day $1 Trial with enrollment in Experian CreditWorksSM, with a monthly fee of $21.95 should you choose to keep your membership.How accurate is Experian IdentityWorks℠?
Experian IdentityWorks℠ is as accurate as the information on your credit bureau reports. Only you can tell if the information is incorrect or incomplete.Experian IdentityWorks℠ offers access to all three credit reports, which is a huge benefit if you want to ensure all the information used by creditors is accurate.
Your credit reports can differ significantly depending on which credit bureau's data you use. So, it is a good practice to check all three credit reports.
Experian IdentityWorks℠ offers access to the credit reports mentioned below.
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Credit scores also vary depending on the model used, such as Vantage or FICO®. Experian IdentityWorks℠ does not give you access to your FICO® Score. Other score models, such as VantageScore, are useful but they don't show you the score most lenders are looking at.
How often does Experian IdentityWorks℠ update?
Experian IdentityWorks℠ allows you to check an updated version of your credit report
What features does Experian IdentityWorks℠ offer?
Here is a summary of the features Experian IdentityWorks℠ offers.
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| Credit Bureau Reports |
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| Credit Monitoring Features |
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| Credit Report Frequency | Monthly | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Identity Protection |
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| Free Trial Available? | (see terms and conditions) | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Does Experian IdentityWorks℠ offer identity protection?
Experian IdentityWorks℠ does not provide identity protection services.What is the identity theft insurance limit?
Experian IdentityWorks℠ offers a maximum coverage for identity theft of $1,000,000.Does Experian® help with fixing credit report errors?
Yes, Experian® helps dispute incorrect or incomplete items on their credit reports.Does Experian® help you put a credit freeze on your credit report?
Yes, Experian® Will help you put a freeze on your credit report with all three credit bureaus.
How to contact Experian®?
The easiest way to contact Experian® is visit their website and go to their help and support page. You can typically find a link on the footer of their homepage. If you're interested in opening an account, click here.
How to cancel Experian IdentityWorks℠ membership?
To cancel your Experian® membership, log in as you usually do. Go to your profile or account page and request a membership cancellation.
How can I join Experian®?
- Visit the Experian® website.
- Fill in the enrollment form. You will typically need to provide general financial information, such as your name, Social Security Number, and address.
- Check the information is accurate and submit your application.
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Message from Experian IdentityWorks℠
Hours of Operation
Sunday
8:00AM - 5:00PM
Monday
6:00AM - 8:00PM
Tuesday
6:00AM - 8:00PM
Wednesday
6:00AM - 8:00PM
Thursday
6:00AM - 8:00PM
Friday
6:00AM - 8:00PM
Saturday
8:00AM - 5:00PM