Is Experian IdentityWorks℠ the right fit for you?
Last Updated: 12/11/2025
SuperMoney User Recommendation Score +86
Strongly recommended7 total votes
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Highlights
Community Rating
Strongly recommended
Fix Credit Report Errors
Identity Protection
- Identity Restoration Support
- Identity Theft Insurance
- Identity Theft Monitoring
Free Trial Available
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Monthly Service Fee
$9.99 - $19.99(Verified 05/02/2025)
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Number of Reviews
Experian IdentityWorks℠ Review
Experian IdentityWorks℠ Pros & Cons
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Experian IdentityWorks℠ FAQ
What is Experian IdentityWorks℠?
Experian® is based in Costa Mesa, CA and was founded in 1980. Credit monitoring is the process of reviewing your credit reports for accuracy and changes that may be caused by fraudulent activity. You can monitor your credit by yourself or by using a credit monitoring service, such as Experian IdentityWorks℠.
How much is Experian IdentityWorks℠?
Experian IdentityWorks℠ charges a monthly fee that ranges from $9.99 up to $19.99.Does Experian IdentityWorks℠ offer a trial?
Experian offers a 7-day $1 Trial with enrollment in Experian CreditWorksSM, with a monthly fee of $21.95 should you choose to keep your membership.How accurate is Experian IdentityWorks℠?
Experian IdentityWorks℠ is as accurate as the information on your credit bureau reports. Only you can tell if the information is incorrect or incomplete.Experian IdentityWorks℠ offers access to all three credit reports, which is a huge benefit if you want to ensure all the information used by creditors is accurate.
Your credit reports can differ significantly depending on which credit bureau's data you use. So, it is a good practice to check all three credit reports.
Experian IdentityWorks℠ offers access to the credit reports mentioned below.
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Credit scores also vary depending on the model used, such as Vantage or FICO®. Experian IdentityWorks℠ does not give you access to your FICO® Score. Other score models, such as VantageScore, are useful but they don't show you the score most lenders are looking at.
How often does Experian IdentityWorks℠ update?
Experian IdentityWorks℠ allows you to check an updated version of your credit report
What features does Experian IdentityWorks℠ offer?
Here is a summary of the features Experian IdentityWorks℠ offers.
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| Credit Bureau Reports |
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| Credit Monitoring Features |
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| Credit Report Frequency | Monthly | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Identity Protection |
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| Free Trial Available? | (see terms and conditions) | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Does Experian IdentityWorks℠ offer identity protection?
Experian IdentityWorks℠ does not provide identity protection services.What is the identity theft insurance limit?
Experian IdentityWorks℠ offers a maximum coverage for identity theft of $1,000,000.Does Experian® help with fixing credit report errors?
Yes, Experian® helps dispute incorrect or incomplete items on their credit reports.Does Experian® help you put a credit freeze on your credit report?
Yes, Experian® Will help you put a freeze on your credit report with all three credit bureaus.
How to contact Experian®?
The easiest way to contact Experian® is visit their website and go to their help and support page. You can typically find a link on the footer of their homepage. If you're interested in opening an account, click here.
How to cancel Experian IdentityWorks℠ membership?
To cancel your Experian® membership, log in as you usually do. Go to your profile or account page and request a membership cancellation.
How can I join Experian®?
- Visit the Experian® website.
- Fill in the enrollment form. You will typically need to provide general financial information, such as your name, Social Security Number, and address.
- Check the information is accurate and submit your application.
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Message from Experian IdentityWorks℠
Hours of Operation
Sunday
8:00AM - 5:00PM
Monday
6:00AM - 8:00PM
Tuesday
6:00AM - 8:00PM
Wednesday
6:00AM - 8:00PM
Thursday
6:00AM - 8:00PM
Friday
6:00AM - 8:00PM
Saturday
8:00AM - 5:00PM
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Identity Protection
N/A
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Free Trial Available
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Monthly Service Fee
$0
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Sponsored
Experian CreditWorks℠
Sponsored
Fix Credit Report Errors
Identity Protection
- Identity Theft Insurance
- Identity Theft Monitoring
- Identity Restoration Support
Free Trial Available
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Monthly Service Fee
$0 - $24.99
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SuperMoney Net Recommendation Score
SuperMoney users strongly recommend this product, giving it a user recommendation score of +86, or 4.7 on a 5-point rating scale.
+86
-1000+100
No one recommends
Everyone recommends
Experian IdentityWorks℠ Community Reviews
Would you recommend Experian IdentityWorks℠ to your friends?
JH
Jaclyn H.
May 3, 2022
May or may not recommend
Very informative and breaks everything down to make it easy to understand. The disputes are processed quickly so that errors can be fixed on your credit score. Help build credit by giving advice.
Ralph B.
Jan 12, 2021
May or may not recommend
Getting to use Experian as a credit monitoring tool has been like a blessing in disguise for me. I have been using this company for the past three years, and through it all, Experian was there for me when it came to securing my finances. I really appreciate their services.
TQ
Tatiana Q.
Dec 23, 2020
May or may not recommend
This was firsthet company I used to track my score. They are pricy, however, the scores help one to manage their finances in a better way. Another excellent help they provide that if anything changes in the scores where the company sends alerts to help one keep track of the scores. At times, they give a different type of tracking services they provide to help one to keep score ...Show More
Jazmine S.
Dec 15, 2020
May or may not recommend
Experian is a pretty good credit-monitoring tool. It's easy to set up an account and get a pretty good summary of what your credit currently looks like. Experian gives you an overall credit score and breaks down your score so that you can understand why your score is what it is. Experian shows you who you owe money to, how much you owe, and other details like the date that ...Show More
Audrey F.
Dec 7, 2020
May or may not recommend
I started using Experian a couple years ago when I first got a credit card. Just starting out, fresh out of college, I wasn't sure what my options were and what I could qualify for but Experian made it super easy to lay everything out and compare rates. Now, they keep track of my credit score and send me alerts when there are changes I should be aware of. I ...Show More
GR
Gaby R.
Nov 11, 2020
May or may not recommend
So a while back, I had my car stolen which unfortunately for me, meant my social security card AND wallet were stolen (I had my ss card in my car because I had to fill out some documents at the DMV that day). I was freaking out because my entire life was in the hands of some thieves. But having Experian monitoring my credit put me at ease. That was ...Show More
RC
Rex C.
Nov 1, 2020
May or may not recommend
Several years ago I fell victim to identity theft. Out of the blue I was notified that someone was using my name had begun attempting to make purchases and file for loans. This shocked and worried me. Fortunately, Experian acted swiftly to secure my finances, and stop the thief’s actions immediately.
Showing 7 of 7 reviews