|Max Monthly Fee||$9.99|
|Identity Theft Insurance||Provided|
|Triple Bureau Credit Monitoring||Provided|
[If you follow the link above, you can protect your credit and identity with enrollment in a 30-day trial. Once the trial ends you will be charged $9.99 a month.]
IdentityWorks is a service offered by Experian, one of the three major credit reporting agencies in the United States. Experian has its headquarters in Ireland but has offices throughout the world. Its United States headquarters are located in Costa Mesa. The credit reporting arm of Experian started in 1993.
What Services Does Experian IdentityWorks Offer?
Experian IdentityWorks is a full-service identity theft protection program that monitors over 50 identity elements and notifies users of suspicious activity. This includes scanning the internet and monitoring credit reports for unauthorized use of Social Security, debit cards and credit cards. It also offers a $1 million identity theft insurance. If users do become the victim of identity theft, Experian IdentityWorks has a team of fraud recovery specialists to help.
These are the services included:
- Experian credit monitoring alerts
- Dark web surveillance alerts
- Experian CreditLock with alerts
- $1 million identity theft insurance
- Dedicated fraud resolution support
- Daily FICO scores based on Experian data
- FICO score tracker based on Experian data
The premium version ($19.99/month) includes the following benefits:
- 3-Bureau credit monitoring and alerts
- Quarterly 3-bureau credit reporting and FICO scores
- Financial account takeover alerts
- Social Security Number trace alerts
- Change of address alerts
- Court records and booking alerts
- Non-credit loan alerts
- Sex offender registry alerts
How Does Experian IdentityWorks Work?
Experian IdentityWorks is subscription-based service that starts with a 30-day trial. If you don't cancel the membership within the 30-day trial period you are effectively agreeing to an indefinite subscription to their credit reporting and monitoring services.
In order to check users really are who they claim to be, all members must confirm their identity. They must open an account with Experian IdentityWorks and provide their full name, address, date of birth and Social Security Number, as well as a credit card or other method of payment.
How Much Does Experian IdentityWorks Cost?
Experian IdentityWorks charges $9.95 a month for its identity theft protection services. There is also a premium version of Experian IdentityWorks that costs $19.99 a month. You may cancel your trial membership anytime within the trial period without charge.
How does Experian IdentityWorks Compare to Other Credit Reporting Companies?
Experian IdentityWorks offers comprehensive identity theft protection that scans credit reports and the internet for over 50 identity elements. It is part of Experian, a world leader in credit reporting and identity theft protection that has over 25 years' experience.